§ StatuteRates
Statutory interest rates · US · UK · EU

The interest rates the law actually charges — kept current

The interest rates the law and the IRS actually charge change every quarter or every week, so a figure you remember is usually already wrong. StatuteRates tracks each one with its effective date, a link to its cited source, and a free JSON API for people and machines — across the US, UK, and EU.

Rates by state →  ·  State rules & data index →  ·  Historical rate lookup →  ·  Prejudgment interest →  ·  Calculators →  ·  Guides →  ·  Glossary →

Every rate carries a source, effective date, and confidence label. Primary government sources are preferred; exceptions remain explicitly reference-only. Follow recorded changes via RSS.

New · Form 1040 planning tool

Estimate IRS late-filing penalties and interest

Model failure-to-file and failure-to-pay charges, partial tax payments, quarterly interest-rate changes, and the new automatic penalty-relief comparison in one transparent calculation.

Open the IRS calculator →

IRS interest rates (§6621)

Quarterly over/underpayment rates the IRS charges and pays, by taxpayer category.

US judgment & Treasury rates

The federal post-judgment interest rate and the 1-year Treasury yield that sets it.

US state judgment rates

Statutory interest on money judgments, state by state — fixed by statute or market-linked.

US

Alabama Judgment Interest Rate

7.5%
effective July 9, 2026 · curated reference
US

Alaska Judgment Interest Rate

6.75%
effective January 1, 2026 · curated reference
US

Arizona Judgment Interest Rate

7.75%
effective July 8, 2026 · curated reference
US

Arkansas Judgment Interest Rate

5.75%
effective July 8, 2026 · curated reference
US

California Post-Judgment Interest Rate

10%
effective January 1, 1983 · curated reference
US

Colorado Judgment Interest Rate

8%
effective January 1, 2026 · curated reference
US

Connecticut Judgment Interest Rate

up to 10%
effective May 27, 1997 · curated reference
US

District of Columbia Judgment Interest Rate

5%
effective July 1, 2026 · curated reference
US

Delaware Judgment Interest Rate

8.75%
effective July 8, 2026 · curated reference
US

Florida Judgment Interest Rate

8.06%
effective July 1, 2026 · curated reference
US

Georgia Judgment Interest Rate

9.75%
effective December 11, 2025 · published
US

Hawaii Judgment Interest Rate

10%
effective July 9, 2026 · curated reference
US

Idaho Judgment Interest Rate

8.875%
effective July 1, 2026 · curated reference
US

Illinois Judgment Interest Rate

9%
effective July 1, 2021 · curated reference
US

Indiana Judgment Interest Rate

8%
effective January 1, 1994 · curated reference
US

Iowa Judgment Interest Rate

6.06%
effective August 10, 2026 · published
US

Kansas Judgment Interest Rate

7.75%
effective July 1, 2026 · curated reference
US

Kentucky Judgment Interest Rate

6%
effective June 29, 2017 · curated reference
US

Louisiana Judgment Interest Rate

7.50%
effective January 1, 2026 · curated reference
US

Maine Judgment Interest Rate

9.51%
effective January 1, 2026 · published
US

Maryland Judgment Interest Rate

10%
effective July 9, 2026 · curated reference
US

Massachusetts Judgment Interest Rate

12%
effective July 8, 2026 · curated reference
US

Michigan Judgment Interest Rate

4.959%
effective July 1, 2026 · published
US

Minnesota Judgment Interest Rate

4% / 10%
effective January 1, 2026 · published
US

Missouri Judgment Interest Rate

9% / 8.75%
effective July 9, 2026 · curated reference
US

Montana Judgment Interest Rate

9.75%
effective January 1, 2026 · curated reference
US

Nebraska Judgment Interest Rate

5.970%
effective July 16, 2026 · curated reference
US

Nevada Judgment Interest Rate

8.75%
effective July 1, 2026 · published
US

New Hampshire Judgment Interest Rate

5.7%
effective January 1, 2026 · curated reference
US

New Jersey Judgment Interest Rate

4.5% / 6.5%
effective January 1, 2026 · published
US

New Mexico Judgment Interest Rate

8.75% / 15%
effective June 18, 1993 · curated reference
US

New York Consumer-Debt Judgment Interest Rate

2%
effective April 30, 2022 · curated reference
US

New York Judgment Interest Rate

9%
effective June 15, 1981 · curated reference
US

North Carolina Judgment Interest Rate

8%
effective December 1, 2016 · curated reference
US

North Dakota Judgment Interest Rate

10.00%
effective January 1, 2026 · curated reference
US

Ohio Judgment Interest Rate

7%
effective January 1, 2026 · curated reference
US

Oklahoma Judgment Interest Rate

8.75%
effective January 1, 2026 · published
US

Oregon Judgment Interest Rate

9%
effective July 25, 1979 · curated reference
US

Pennsylvania Judgment Interest Rate

6%
effective July 9, 2026 · curated reference
US

Rhode Island Judgment Interest Rate

12%
effective July 9, 2026 · curated reference
US

South Carolina Judgment Interest Rate

10.75%
effective January 15, 2026 · curated reference
US

South Dakota Judgment Interest Rate

10%
effective July 9, 2026 · curated reference
US

Tennessee Judgment Interest Rate

8.75%
effective July 1, 2026 · curated reference
US

Texas Judgment Interest Rate

6.75%
effective August 1, 2026 · curated reference
US

Utah Judgment Interest Rate

5.51%
effective January 1, 2026 · curated reference
US

Vermont Judgment Interest Rate

12%
effective July 9, 2026 · curated reference
US

Virginia Judgment Interest Rate

6%
effective July 1, 2004 · curated reference
US

Washington Judgment Interest Rate

12% / 8.75%
effective July 8, 2026 · curated reference
US

West Virginia Judgment Interest Rate

6.25%
effective January 1, 2026 · curated reference
US

Wisconsin Judgment Interest Rate

7.75%
effective July 1, 2026 · published
US

Wyoming Judgment Interest Rate

10%
effective July 9, 2026 · curated reference

United Kingdom

The Bank of England base rate and the statutory interest on late commercial payments.

European Union

The ECB main refinancing rate and a non-country-specific EU Directive minimum benchmark.

New · all 50 states + D.C.

Prejudgment interest, state by state

Interest for the period before judgment — a different rate, and different rules. The hard part isn't the number; it's whether it applies at all (usually only on liquidated amounts). We track each state's rate, statute, and claim-type limits.

Browse prejudgment rates →

Why this exists

These values are scattered across quarterly tax bulletins, central-bank feeds, statutes, court rules, and agency tables. StatuteRates assembles the recorded observations into one normalized, provenance-tracked, as-of-date dataset — the thing neither a single government page nor a language model gives you in one place. Start with the plain-language statutory interest guide, then see methodology & sources and how the data is collected.