§ StatuteRates
The statutory interest-rate almanac · US · UK · EU

The interest rates the law actually charges — kept current

The interest rates the law and the IRS actually charge change every quarter or every week, so a figure you remember is usually already wrong. StatuteRates tracks each one with its effective date, a link to the official source, and a free JSON API for people and machines — across the US, UK, and EU.

IRS interest rates (§6621)

Quarterly over/underpayment rates the IRS charges and pays, by taxpayer category.

US judgment & Treasury rates

The federal post-judgment interest rate and the 1-year Treasury yield that sets it.

US state judgment rates

Statutory interest on money judgments, state by state — fixed by statute or market-linked.

US

Alabama Judgment Interest Rate

7.5%
effective July 9, 2026 · published
US

Alaska Judgment Interest Rate

6.75%
effective January 1, 2026 · derived
US

Arizona Judgment Interest Rate

7.75%
effective July 8, 2026 · derived
US

Arkansas Judgment Interest Rate

5.75%
effective July 8, 2026 · derived
US

California Post-Judgment Interest Rate

10%
effective January 1, 2024 · published
US

Colorado Judgment Interest Rate

8%
effective January 1, 2026 · published
US

Connecticut Judgment Interest Rate

10%
effective January 1, 2026 · published
US

District of Columbia Judgment Interest Rate

5%
effective April 1, 2026 · derived
US

Delaware Judgment Interest Rate

8.75%
effective July 8, 2026 · derived
US

Florida Judgment Interest Rate

8.06%
effective July 1, 2026 · derived
US

Georgia Judgment Interest Rate

9.75%
effective July 8, 2026 · derived
US

Hawaii Judgment Interest Rate

10%
effective July 9, 2026 · published
US

Idaho Judgment Interest Rate

8.875%
effective July 1, 2026 · derived
US

Illinois Judgment Interest Rate

9%
effective July 1, 2021 · published
US

Indiana Judgment Interest Rate

8%
effective January 1, 2026 · published
US

Iowa Judgment Interest Rate

5.95%
effective July 6, 2026 · derived
US

Kansas Judgment Interest Rate

7.75%
effective July 1, 2026 · derived
US

Kentucky Judgment Interest Rate

6%
effective July 9, 2026 · published
US

Louisiana Judgment Interest Rate

7.5%
effective January 1, 2026 · derived
US

Maine Judgment Interest Rate

9.51%
effective January 1, 2026 · derived
US

Maryland Judgment Interest Rate

10%
effective July 9, 2026 · published
US

Massachusetts Judgment Interest Rate

12%
effective July 8, 2026 · published
US

Michigan Judgment Interest Rate

4.725%
effective January 1, 2026 · derived
US

Minnesota Judgment Interest Rate

4% / 10%
effective January 1, 2026 · derived
US

Missouri Judgment Interest Rate

9%
effective July 9, 2026 · derived
US

Montana Judgment Interest Rate

9.75%
effective January 1, 2026 · derived
US

Nebraska Judgment Interest Rate

5.97%
effective July 16, 2026 · derived
US

Nevada Judgment Interest Rate

8.75%
effective July 1, 2026 · derived
US

New Hampshire Judgment Interest Rate

5.7%
effective January 1, 2026 · derived
US

New Jersey Judgment Interest Rate

4.5% / 6.5%
effective January 1, 2026 · derived
US

New Mexico Judgment Interest Rate

8.75%
effective July 9, 2026 · published
US

New York Consumer-Debt Judgment Interest Rate

2%
effective April 30, 2022 · published
US

New York Judgment Interest Rate

9%
effective April 30, 2022 · published
US

North Carolina Judgment Interest Rate

8%
effective December 1, 2016 · published
US

North Dakota Judgment Interest Rate

10%
effective January 1, 2026 · derived
US

Ohio Judgment Interest Rate

7%
effective January 1, 2026 · derived
US

Oklahoma Judgment Interest Rate

8.75%
effective January 1, 2026 · derived
US

Oregon Judgment Interest Rate

9%
effective July 9, 2026 · published
US

Pennsylvania Judgment Interest Rate

6%
effective July 9, 2026 · published
US

Rhode Island Judgment Interest Rate

12%
effective July 9, 2026 · published
US

South Carolina Judgment Interest Rate

10.75%
effective January 15, 2026 · derived
US

South Dakota Judgment Interest Rate

10%
effective July 9, 2026 · published
US

Tennessee Judgment Interest Rate

8.75%
effective July 1, 2026 · derived
US

Texas Judgment Interest Rate

6.75%
effective July 1, 2026 · derived
US

Utah Judgment Interest Rate

5.51%
effective January 1, 2026 · derived
US

Vermont Judgment Interest Rate

12%
effective July 9, 2026 · published
US

Virginia Judgment Interest Rate

6%
effective July 9, 2026 · published
US

Washington Judgment Interest Rate

8.75%
effective July 8, 2026 · derived
US

West Virginia Judgment Interest Rate

6.25%
effective January 1, 2026 · derived
US

Wisconsin Judgment Interest Rate

7.75%
effective July 9, 2026 · derived
US

Wyoming Judgment Interest Rate

10%
effective July 9, 2026 · published

United Kingdom

The Bank of England base rate and the statutory interest on late commercial payments.

European Union

The ECB main refinancing rate and the EU Late Payment Directive reference rate.

New · all 50 states + D.C.

Prejudgment interest, state by state

Interest for the period before judgment — a different rate, and different rules. The hard part isn't the number; it's whether it applies at all (usually only on liquidated amounts). We track each state's rate, statute, and claim-type limits.

Browse prejudgment rates →

Why this exists

These values are public and official, but scattered across quarterly IRS bulletins, a Federal Reserve data feed, and a statute that defines the post-judgment rate as a formula rather than a number. StatuteRates assembles them into one normalized, provenance-tracked, as-of-date dataset — the thing neither a single government page nor a language model gives you in one place. See methodology & sources and how this data is collected.