Texas post-judgment interest rate
United States Interest on Texas money judgments — tied to the prime rate.
→ All Texas judgment & prejudgment interest rates
Statutory formula / table
2026 Texas post-judgment interest at a glance
- Current rate
- 6.75% per year
- Effective date
- August 1, 2026
- Controlling authority
- Tex. Fin. Code §304.003
- Rate basis
- Statutory formula / table
- Source checked
- August 9, 2026
- Recorded history
- 516 data points
Texas post-judgment interest on most money judgments is the Federal Reserve prime rate, held within a 5% floor and 15% ceiling under Texas Finance Code §304.003 — currently 6.75%. The rate locks in when the judgment is entered and, unusually, compounds annually. Judgments on a contract that sets its own interest rate follow §304.002 instead (the contract rate, capped at 18%). This page includes every monthly OCCC rate from September 1983 through the latest published judgment month, including months when the rate did not change.
How Texas post-judgment interest works
Which rate applies
The headline rate applies under §304.003 when the money judgment is not governed by an interest-bearing contract. Section 304.002 instead uses the lesser of the contract rate or 18%. Chapter 304 separately excludes specified delinquent-tax and delinquent-child-support interest.
When interest accrues
Under §304.005, interest generally runs from the date the judgment is rendered through the date it is satisfied. A granted extension of time for a trial claimant to file an appellate brief pauses accrual for that extension period.
Compounding and rate lock
Post-judgment interest compounds annually under §304.006. The rate itself remains the OCCC rate assigned to the calendar month in which the judgment was rendered.
Official history coverage
The recorded monthly schedule begins September 1983. The official OCCC historical table and archived Texas Credit Letters supply the verified baseline, and the weekly pipeline merges each newly published current month without discarding earlier months.
→ Calculate interest at this rate
→ See Texas’s prejudgment interest rate (interest before judgment — different rules)
Effective-date history
| Effective date | Rate | Basis |
|---|---|---|
| August 1, 2026 | 6.75% | Statute |
| July 1, 2026 | 6.75% | Statute |
| June 1, 2026 | 6.75% | Statute |
| May 1, 2026 | 6.75% | Statute |
| April 1, 2026 | 6.75% | Statute |
| March 1, 2026 | 6.75% | Statute |
| February 1, 2026 | 6.75% | Statute |
| January 1, 2026 | 6.75% | Statute |
| December 1, 2025 | 7% | Statute |
| November 1, 2025 | 7.25% | Statute |
| October 1, 2025 | 7.5% | Statute |
| September 1, 2025 | 7.5% | Statute |
| August 1, 2025 | 7.5% | Statute |
| July 1, 2025 | 7.5% | Statute |
| June 1, 2025 | 7.5% | Statute |
| May 1, 2025 | 7.5% | Statute |
| April 1, 2025 | 7.5% | Statute |
| March 1, 2025 | 7.5% | Statute |
| February 1, 2025 | 7.5% | Statute |
| January 1, 2025 | 7.75% | Statute |
| December 1, 2024 | 7.75% | Statute |
| November 1, 2024 | 8% | Statute |
| October 1, 2024 | 8.5% | Statute |
| September 1, 2024 | 8.5% | Statute |
| August 1, 2024 | 8.5% | Statute |
| July 1, 2024 | 8.5% | Statute |
| June 1, 2024 | 8.5% | Statute |
| May 1, 2024 | 8.5% | Statute |
| April 1, 2024 | 8.5% | Statute |
| March 1, 2024 | 8.5% | Statute |
| February 1, 2024 | 8.5% | Statute |
| January 1, 2024 | 8.5% | Statute |
| December 1, 2023 | 8.5% | Statute |
| November 1, 2023 | 8.5% | Statute |
| October 1, 2023 | 8.5% | Statute |
| September 1, 2023 | 8.5% | Statute |
| August 1, 2023 | 8.25% | Statute |
| July 1, 2023 | 8.25% | Statute |
| June 1, 2023 | 8.25% | Statute |
| May 1, 2023 | 8% | Statute |
Use this recorded history
516 source-backed periods are released from 1983-09-01 through 2026-08-25. For this series, the date input means judgment-entry month. General noncontract Texas money-judgment series; contract, tax, child-support, and other branches can differ.
Source & provenance
Observation recorded August 9, 2026 (02:48 UTC) from the cited source (Texas Office of Consumer Credit Commissioner (official)):
https://occc.texas.gov/publications/interest-rates/
Cite this page
StatuteRates. “Texas Judgment Interest Rate.” StatuteRates.com. Accessed today. https://statuterates.com/rates/texas-judgment-rate/ Rate recorded under Tex. Fin. Code §304.003, effective August 1, 2026.