Florida post-judgment interest rate
United States Florida’s official quarterly CFO rate and 1981–present history.
→ All Florida judgment & prejudgment interest rates
Statutory formula / table
2026 Florida post-judgment interest at a glance
- Current rate
- 8.06% per year
- Effective date
- July 1, 2026
- Controlling authority
- Fla. Stat. §55.03
- Rate basis
- Statutory formula / table
- Source checked
- August 25, 2026
- Recorded history
- 78 data points
Florida’s post-judgment interest rate is reset every quarter by the state Chief Financial Officer under Fla. Stat. §55.03 — the 12-month average of the New York Fed’s discount rate plus 4 points. The current value and effective date shown above come directly from the monitored CFO schedule. The rate in effect when judgment is obtained applies first, then the judgment adjusts to the CFO rate in effect each January 1 until paid. This page tracks the official quarterly table instead of leaving an older quarter’s number in place.
How Florida post-judgment interest works
Which rate applies
The headline follows the general statutory schedule in Fla. Stat. §55.03. The section expressly leaves an interest rate established by written contract or obligation unaffected. It also gives separate annual-adjustment treatment to clerk-entered judgments under §§55.141, 61.14, 938.29, and 938.30.
When interest accrues
Use the CFO rate in effect when the judgment is obtained. Under §55.03(3), that rate adjusts annually on each January 1 to the CFO rate then in effect until the judgment is paid. The four listed clerk-judgment categories do not receive that annual adjustment.
Compounding and rate lock
The CFO publishes an annual percentage and official daily factors for each effective period. The dedicated calculator models simple daily interest for its stated ordinary-judgment scope, uses the entry rate through December 31, and applies the CFO rate in force at each January 1 reset. It deliberately excludes partial payments and special branches.
Official history coverage
The dataset preserves every distinct CFO period from October 1, 1981 through the latest verified publication, including the quarterly schedule introduced in 2011. A weekly monitor parses the official HTML, verifies every overlapping rate and daily factor, and can append a plausible new quarter only after all integrity checks pass.
→ Calculate Florida judgment interest with the audited statutory tool
→ See Florida’s prejudgment interest rate (interest before judgment — different rules)
Effective-date history
| Effective date | Rate | Basis |
|---|---|---|
| July 1, 2026 | 8.06% | Statute |
| April 1, 2026 | 8.25% | Statute |
| January 1, 2026 | 8.44% | Statute |
| October 1, 2025 | 8.65% | Statute |
| July 1, 2025 | 8.90% | Statute |
| April 1, 2025 | 9.15% | Statute |
| January 1, 2025 | 9.38% | Statute |
| October 1, 2024 | 9.50% | Statute |
| July 1, 2024 | 9.46% | Statute |
| April 1, 2024 | 9.34% | Statute |
| January 1, 2024 | 9.09% | Statute |
| October 1, 2023 | 8.54% | Statute |
| July 1, 2023 | 7.69% | Statute |
| April 1, 2023 | 6.58% | Statute |
| January 1, 2023 | 5.52% | Statute |
| October 1, 2022 | 4.75% | Statute |
| July 1, 2022 | 4.34% | Statute |
| April 1, 2022 | 4.25% | Statute |
| January 1, 2022 | 4.25% | Statute |
| October 1, 2021 | 4.25% | Statute |
| July 1, 2021 | 4.25% | Statute |
| April 1, 2021 | 4.31% | Statute |
| January 1, 2021 | 4.81% | Statute |
| October 1, 2020 | 5.37% | Statute |
| July 1, 2020 | 6.03% | Statute |
| April 1, 2020 | 6.66% | Statute |
| January 1, 2020 | 6.83% | Statute |
| October 1, 2019 | 6.89% | Statute |
| July 1, 2019 | 6.77% | Statute |
| April 1, 2019 | 6.57% | Statute |
| January 1, 2019 | 6.33% | Statute |
| October 1, 2018 | 6.09% | Statute |
| July 1, 2018 | 5.97% | Statute |
| April 1, 2018 | 5.72% | Statute |
| January 1, 2018 | 5.53% | Statute |
| October 1, 2017 | 5.35% | Statute |
| July 1, 2017 | 5.17% | Statute |
| April 1, 2017 | 5.05% | Statute |
| January 1, 2017 | 4.97% | Statute |
| October 1, 2016 | 4.91% | Statute |
Use this recorded history
78 source-backed periods are released from 1981-10-01 through 2026-08-25. For this series, the date input means rate-period date. Ordinary Florida §55.03 schedule; contracts, specified clerk-entered judgments, payments, added amounts, and other branches can differ.
Source & provenance
Observation recorded August 25, 2026 (02:50 UTC) from the cited source (Florida Department of Financial Services, Chief Financial Officer (official)):
https://myfloridacfo.com/division/aa/audits-reports/judgment-interest-rates
Cite this page
StatuteRates. “Florida Judgment Interest Rate.” StatuteRates.com. Accessed today. https://statuterates.com/rates/florida-judgment-rate/ Rate recorded under Fla. Stat. §55.03, effective July 1, 2026.