2026 Florida judgment & prejudgment interest rates
Current 2026 snapshot: Florida post-judgment interest is 8.06% per year; the recorded prejudgment reference is 8.06% per year.
Everything Florida charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 8.06% | July 1, 2026 | Fla. Stat. §55.03 | Statutory formula / table |
| Prejudgment interest | 8.06% | July 1, 2026 | Fla. Stat. § 55.03 | Formula rate |
Post-judgment interest
Florida's post-judgment interest rate is 8.06% per year. Florida’s post-judgment interest rate is reset every quarter by the state Chief Financial Officer under Fla. Stat. §55.03 — the 12-month average of the New York Fed’s discount rate plus 4 points. The current value and effective date shown above come directly from the monitored CFO schedule. The rate in effect when judgment is obtained applies first, then the judgment adjusts to the CFO rate in effect each January 1 until paid. This page tracks the official quarterly table instead of leaving an older quarter’s number in place.
→ Full Florida post-judgment page — Fla. Stat. §55.03, effective-date history, scope, and official source.
→ Calculate Florida post-judgment interest — audited statutory scope, annual reset schedule, and printable result.
Prejudgment interest
Florida's prejudgment interest rate is 8.06% per year (formula rate). Florida’s prejudgment reference uses the monitored quarterly rate schedule under Fla. Stat. § 55.03; the current value and effective date are shown above. Prejudgment interest is available ONLY on LIQUIDATED / readily ascertainable damages representing an actual out-of-pocket pecuniary loss fixed as of a date certain (Argonaut "loss theory").
→ Full Florida prejudgment page — Fla. Stat. § 55.03, when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Florida?
As of July 1, 2026, the Florida post-judgment interest rate is 8.06% per year. Florida’s official quarterly CFO rate and 1981–present history.
What is the prejudgment interest rate in Florida?
Florida's prejudgment interest rate is 8.06% per year (formula rate). Prejudgment interest is available ONLY on LIQUIDATED / readily ascertainable damages representing an actual out-of-pocket pecuniary loss fixed as of a date certain (Argonaut "loss theory").
Is Florida judgment interest simple or compound, and when does it start?
The CFO publishes an annual percentage and official daily factors for each effective period. The dedicated calculator models simple daily interest for its stated ordinary-judgment scope, uses the entry rate through December 31, and applies the CFO rate in force at each January 1 reset. It deliberately excludes partial payments and special branches. Use the CFO rate in effect when the judgment is obtained. Under §55.03(3), that rate adjusts annually on each January 1 to the CFO rate then in effect until the judgment is paid. The four listed clerk-judgment categories do not receive that annual adjustment.
Cite this page
StatuteRates. “Florida Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/florida/ Each rate includes a cited source and recorded effective date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.