Florida judgment & prejudgment interest rates
Everything Florida charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each verified against the statute and linked to its full page with sources, history, and carve-outs.
| Metric | Rate | Basis |
|---|---|---|
| Post-judgment interest | 8.06% | Set by statute |
| Prejudgment interest | 8.06% | Formula rate |
Post-judgment interest
Florida's post-judgment interest rate is 8.06% per year. Florida’s post-judgment interest rate is reset every quarter by the state Chief Financial Officer under Fla. Stat. §55.03 — the 12-month average of the New York Fed’s discount rate plus 4 points — currently 8.06% for the quarter beginning July 1, 2026. It’s simple interest, and a judgment’s rate re-adjusts each January 1. Many sites still quote last quarter’s number; this page tracks the current one.
→ Full Florida post-judgment page — statute, effective-date history, and source.
Prejudgment interest
Florida's prejudgment interest rate is 8.06% per year (formula rate). Florida prejudgment interest is currently 8.06% per year — a statutory formula rate under Fla. Stat. § 55.03 that resets each quarter. Prejudgment interest is available ONLY on LIQUIDATED / readily ascertainable damages representing an actual out-of-pocket pecuniary loss fixed as of a date certain (Argonaut "loss theory").
→ Full Florida prejudgment page — when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Florida?
As of July 1, 2026, the Florida post-judgment interest rate is 8.06% per year. Florida’s quarterly judgment rate, set by the CFO.
What is the prejudgment interest rate in Florida?
Florida's prejudgment interest rate is 8.06% per year (formula rate). Prejudgment interest is available ONLY on LIQUIDATED / readily ascertainable damages representing an actual out-of-pocket pecuniary loss fixed as of a date certain (Argonaut "loss theory").
Is Florida judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Florida prejudgment interest in particular turns on the type of claim.
Compare every state on the state interest-rate index and the prejudgment interest index, or run the numbers with our interest calculators. Reference data only — not legal advice.