Tennessee post-judgment interest rate
United States Tennessee judgment interest — the formula rate minus 2 points.
→ All Tennessee judgment & prejudgment interest rates
Statutory formula / table
2026 Tennessee post-judgment interest at a glance
- Current rate
- 8.75% per year
- Effective date
- July 1, 2026
- Controlling authority
- Tenn. Code §47-14-121
- Rate basis
- Statutory formula / table
- Source checked
- August 16, 2026
- Recorded history
- 1 data point
Tennessee’s general rate for a judgment entered from July 1 through December 31, 2026 is 8.75%. Tenn. Code §47-14-121 uses the Department of Financial Institutions formula rate for June (10.75%) less two percentage points. A statute, note, contract, or other writing can supply a different lawful rate.
How Tennessee post-judgment interest works
Which rate applies
For a general judgment entered from July 1 through December 31, 2026, the rate is 8.75%. Tenn. Code §47-14-121(a)(1) uses the Department of Financial Institutions formula rate for June, less two percentage points; the official June 2026 history shows 10.75%. A statute, note, contract, or other writing can supply a different lawful rate under subsection (c).
When interest accrues
The judgment-entry date selects the applicable six-month rate. Section 47-14-122 runs interest from the verdict. In a nonjury case, Tennessee appellate authority treats the practical equivalent of a verdict as the point when the court’s findings make the award sufficiently certain; that point can precede formal judgment entry. Remands and other procedural postures require separate analysis.
Compounding and rate lock
The selected rate is fixed for that judgment rather than changing with later six-month rates. Tennessee appellate opinions use the Code’s simple-interest definition in ordinary judgment-interest analysis, while contract cases require express agreement for compounding. The statutes do not state one universal postjudgment compounding method, so a payoff calculator remains withheld until day count, partial-payment allocation, and every exception branch are verified.
Official history coverage
Section 47-14-121(b)(3) requires the Administrative Office of the Courts to publish every six-month rate back to July 1, 2012. The local dataset currently contains only one observation, so it does not claim a complete history. The July 1, 2026 value can be reproduced from the official June formula-rate history: 10.75% less two points equals 8.75%.
→ Calculate interest at this rate
→ See Tennessee’s prejudgment interest rate (interest before judgment — different rules)
Current recorded observation
| Effective date | Rate | Basis |
|---|---|---|
| July 1, 2026 | 8.75% | Statute |
Source & provenance
Observation recorded August 16, 2026 (00:00 UTC) from the cited source (Tennessee Courts / Dept. of Financial Institutions (official)):
https://www.tncourts.gov/tennessee-judgment-interest-rates
Cite this page
StatuteRates. “Tennessee Judgment Interest Rate.” StatuteRates.com. Accessed today. https://statuterates.com/rates/tennessee-judgment-rate/ Rate recorded under Tenn. Code §47-14-121, effective July 1, 2026.