Tennessee Judgment Interest Rate
United States Tennessee judgment interest — the formula rate minus 2 points.
Current rate
8.75% per year, effective July 1, 2026 Set by statute
Tennessee post-judgment interest under Tenn. Code §47-14-121 is the "formula rate" (the weekly-average prime rate announced by the state Commissioner of Financial Institutions) minus 2 percentage points, fixed when the judgment is entered — currently 8.75%, as simple interest.
→ See Tennessee’s prejudgment interest rate (interest before judgment — different rules)
Statutory basis & carve-outs. Post-judgment interest under Tenn. Code §47-14-121: the "formula rate" (the weekly-average prime loan rate published by the Fed, announced by the TN Commissioner of Financial Institutions) minus 2 percentage points, fixed at judgment — currently 8.75% (judgments entered in the quarter beginning July 1, 2026). Simple interest. Verify the current rate at tncourts.gov; not legal advice.
Effective-date history
| Effective date | Rate | Basis |
|---|---|---|
| July 1, 2026 | 8.75% | Statute |
Source & provenance
Latest value retrieved July 10, 2026 (02:55 UTC) from the official source:
https://www.tncourts.gov/tennessee-judgment-interest-rates
Reference data only — not legal, tax, or financial advice. Always confirm the controlling value
against the official source and, where applicable, the governing statute or court before relying on it.