Tennessee post-judgment interest rate
United States Tennessee judgment interest — the formula rate minus 2 points.
→ All Tennessee judgment & prejudgment interest rates
Published value
2026 Tennessee post-judgment interest at a glance
- Current rate
- 8.75% per year
- Effective date
- July 1, 2026
- Controlling authority
- Tenn. Code §47-14-121
- Rate basis
- Published value
- Source checked
- September 3, 2026
- Recorded history
- 29 data points
Tennessee’s general rate for a judgment entered from July 1 through December 31, 2026 is 8.75%. Tenn. Code §47-14-121 uses the Department of Financial Institutions formula rate for June (10.75%) less two percentage points. A statute, note, contract, or other writing can supply a different lawful rate.
How Tennessee post-judgment interest works
Which rate applies
For a general judgment entered from July 1 through December 31, 2026, the rate is 8.75%. Tenn. Code §47-14-121(a)(1) uses the Department of Financial Institutions formula rate for June, less two percentage points; the official June 2026 history shows 10.75%. A statute, note, contract, or other writing can supply a different lawful rate under subsection (c).
When interest accrues
The judgment-entry date selects the applicable six-month rate. Section 47-14-122 runs interest from the verdict. In a nonjury case, Tennessee appellate authority treats the practical equivalent of a verdict as the point when the court’s findings make the award sufficiently certain; that point can precede formal judgment entry. Remands and other procedural postures require separate analysis.
Compounding and rate lock
The selected rate is fixed for that judgment rather than changing with later six-month rates. Tennessee appellate opinions use the Code’s simple-interest definition in ordinary judgment-interest analysis, while contract cases require express agreement for compounding. The statutes do not state one universal postjudgment compounding method, so a payoff calculator remains withheld until day count, partial-payment allocation, and every exception branch are verified.
Official history coverage
Section 47-14-121(b)(3) requires the Administrative Office of the Courts to publish every six-month rate back to July 1, 2012. The dataset preserves all 29 official AOC half-year selections from that date through the current period. Those published selections are retained directly rather than recomputed from the DFI weekly table; the July 1, 2026 value is also corroborated by the official June formula rate of 10.75% less two points.
→ Open the manual arithmetic-only tool — independently verify every legal input first
→ See Tennessee’s prejudgment interest rate (interest before judgment — different rules)
Effective-date history
| Effective date | Rate | Basis |
|---|---|---|
| July 1, 2026 | 8.75% | Published |
| January 1, 2026 | 8.75% | Published |
| July 1, 2025 | 9.50% | Published |
| January 1, 2025 | 9.50% | Published |
| July 1, 2024 | 10.50% | Published |
| January 1, 2024 | 10.50% | Published |
| July 1, 2023 | 10.25% | Published |
| January 1, 2023 | 9.50% | Published |
| July 1, 2022 | 6.75% | Published |
| January 1, 2022 | 5.25% | Published |
| July 1, 2021 | 5.25% | Published |
| January 1, 2021 | 5.25% | Published |
| July 1, 2020 | 5.25% | Published |
| January 1, 2020 | 6.75% | Published |
| July 1, 2019 | 7.50% | Published |
| January 1, 2019 | 7.45% | Published |
| July 1, 2018 | 7.00% | Published |
| January 1, 2018 | 6.50% | Published |
| July 1, 2017 | 6.25% | Published |
| January 1, 2017 | 5.75% | Published |
| July 1, 2016 | 5.50% | Published |
| January 1, 2016 | 5.50% | Published |
| July 1, 2015 | 5.25% | Published |
| January 1, 2015 | 5.25% | Published |
| July 1, 2014 | 5.25% | Published |
| January 1, 2014 | 5.25% | Published |
| July 1, 2013 | 5.25% | Published |
| January 1, 2013 | 5.25% | Published |
| July 1, 2012 | 5.25% | Published |
Use this recorded history
29 source-backed periods are released from 2012-07-01 through 2026-10-08. For this series, the date input means judgment-entry date. General Tennessee §47-14-121 judgment series; a statute, note, contract, or other qualifying writing can fix a different rate.
Source & provenance
Observation recorded September 3, 2026 (00:00 UTC) from the cited source (Tennessee Courts / Dept. of Financial Institutions (official)):
https://www.tncourts.gov/tennessee-judgment-interest-rates
Cite this page
StatuteRates. “Tennessee Judgment Interest Rate.” StatuteRates.com. Accessed today. https://statuterates.com/rates/tennessee-judgment-rate/ Rate recorded under Tenn. Code §47-14-121, effective July 1, 2026.