Georgia Judgment Interest Rate
United States Georgia judgment interest — prime rate plus 3 points.
Current rate
9.75% per year, effective July 8, 2026 Set by statute
Under O.C.G.A. §7-4-12, interest on a Georgia money judgment is the Federal Reserve prime rate on the day of judgment plus 3 percentage points — about 9.75% today — fixed for the life of that judgment, as simple interest. A judgment on a written contract that specifies a rate carries the contract rate instead.
→ See Georgia’s prejudgment interest rate (interest before judgment — different rules)
Statutory basis & carve-outs. Post-judgment interest under O.C.G.A. §7-4-12: the Federal Reserve prime rate (published in Fed release H.15) on the day of judgment + 3 percentage points, fixed for the life of the judgment — currently about 9.75% (prime ~6.75% + 3). Simple interest. A judgment on a written contract that specifies a rate carries the contract rate instead (§7-4-12(b)). Verify against the current prime rate; not legal advice.
Effective-date history
| Effective date | Rate | Basis |
|---|---|---|
| July 8, 2026 | 9.75% | Statute |
Source & provenance
Latest value retrieved July 10, 2026 (02:55 UTC) from the official source:
http://ga.elaws.us/law/section7-4-12
Reference data only — not legal, tax, or financial advice. Always confirm the controlling value
against the official source and, where applicable, the governing statute or court before relying on it.