Georgia judgment & prejudgment interest rates
Everything Georgia charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each verified against the statute and linked to its full page with sources, history, and carve-outs.
| Metric | Rate | Basis |
|---|---|---|
| Post-judgment interest | 9.75% | Set by statute |
| Prejudgment interest | 7% | Fixed by statute |
Post-judgment interest
Georgia's post-judgment interest rate is 9.75% per year. Under O.C.G.A. §7-4-12, interest on a Georgia money judgment is the Federal Reserve prime rate on the day of judgment plus 3 percentage points — about 9.75% today — fixed for the life of that judgment, as simple interest. A judgment on a written contract that specifies a rate carries the contract rate instead.
→ Full Georgia post-judgment page — statute, effective-date history, and source.
Prejudgment interest
Georgia's prejudgment interest rate is 7% per year (fixed by statute). Georgia prejudgment interest is 7% per year, as simple interest under O.C.G.A. § 7-4-15. Award depends entirely on claim type. LIQUIDATED demands (OCGA 7-4-15): prejudgment interest at 7% is MANDATORY, awarded as a matter of law, when the sum owed is fixed or certain by…
→ Full Georgia prejudgment page — when it applies, accrual, compounding, and carve-outs.
→ Calculate Georgia prejudgment interest
Frequently asked
What is the post-judgment interest rate in Georgia?
As of July 8, 2026, the Georgia post-judgment interest rate is 9.75% per year. Georgia judgment interest — prime rate plus 3 points.
What is the prejudgment interest rate in Georgia?
Georgia's prejudgment interest rate is 7% per year (fixed by statute). Award depends entirely on claim type. LIQUIDATED demands (OCGA 7-4-15): prejudgment interest at 7% is MANDATORY, awarded as a matter of law, when the sum owed is fixed or certain by…
Is Georgia judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Georgia prejudgment interest in particular turns on the type of claim.
Compare every state on the state interest-rate index and the prejudgment interest index, or run the numbers with our interest calculators. Reference data only — not legal advice.