New Jersey Judgment Interest Rate
United States New Jersey’s two-tier judgment rate, set yearly by the courts.
Current rate
4.5% / 6.5% per year, effective January 1, 2026 Set by statute
New Jersey’s post-judgment interest is set annually by the Judiciary under Court Rule R. 4:42-11, based on the State Cash Management Fund’s prior-year return. For 2026 it’s 4.5% on judgments up to $20,000 and 6.5% (the base plus 2 points) on judgments over $20,000 — simple interest.
→ See New Jersey’s prejudgment interest rate (interest before judgment — different rules)
Statutory basis & carve-outs. Post-judgment interest set annually by the New Jersey Judiciary under Court Rule R. 4:42-11: a base rate tied to the State Cash Management Fund’s prior-year return — for 2026, 4.5% on judgments up to $20,000, and 6.5% (base + 2%) on judgments over $20,000. Simple interest. Verify the current year’s Notice to the Bar at njcourts.gov; not legal advice.
Effective-date history
| Effective date | Rate | Basis |
|---|---|---|
| January 1, 2026 | 4.5% / 6.5% | Statute |
Source & provenance
Latest value retrieved July 10, 2026 (02:55 UTC) from the official source:
https://www.njcourts.gov/notices/notice-post-judgment-interest-rate-calendar-year-2026-rule-442-11
Reference data only — not legal, tax, or financial advice. Always confirm the controlling value
against the official source and, where applicable, the governing statute or court before relying on it.