New Jersey post-judgment interest rate
United States New Jersey’s two-tier judgment rate, set yearly by the courts.
→ All New Jersey judgment & prejudgment interest rates
Published value
2026 New Jersey post-judgment interest at a glance
- Current rate
- 4.5% / 6.5% per year
- Effective date
- January 1, 2026
- Controlling authority
- N.J. Court Rule R. 4:42-11
- Rate basis
- Published value
- Source checked
- August 21, 2026
- Recorded history
- 44 data points
For calendar year 2026, New Jersey Rule 4:42-11 sets simple interest at 4.5% for a judgment not exceeding the Special Civil Part monetary limit at entry and 6.5% for a judgment exceeding it. The current limit is $20,000. These are whole-judgment categories—not marginal brackets—and the annual schedule can change while a judgment remains unpaid. Contracts, court orders, public entities, and specialized statutes can require different treatment.
How New Jersey post-judgment interest works
Which rate applies
For 2026, Rule 4:42-11 supplies 4.5% for a judgment not exceeding the Special Civil Part monetary limit at entry and 6.5% for a judgment exceeding it. The current limit is $20,000. These are whole-judgment categories, not marginal brackets.
When interest accrues
Postjudgment interest presumptively begins when the judgment is entered. The applicable schedule changes by calendar year rather than locking permanently at entry, but another law, enforceable contract treatment, equitable ruling, or court order can alter the result.
Compounding and rate lock
Rule 4:42-11 specifies simple interest. The general rule includes judgments, awards, orders, taxed costs, and attorney fees, subject to contract, equitable, public-entity, and specialized statutory treatment. Partial-payment and exact day-count mechanics remain outside the calculator.
Official history coverage
The official Judiciary schedule supplies 43 base-rate entries from April 1, 1975 through 2026. The dataset also records the September 1, 1996 start of the two-point over-limit branch as a separate effective-date transition. A 6% period before April 1, 1975 is disclosed without inventing a start date; historical monetary-limit changes still need separate curation.
→ Calculate interest at this rate
→ See New Jersey’s prejudgment interest rate (interest before judgment — different rules)
Effective-date history
| Effective date | Rate | Basis |
|---|---|---|
| January 1, 2026 | 4.5% / 6.5% | Published |
| January 1, 2025 | 5.5% / 7.5% | Published |
| January 1, 2024 | 3.5% / 5.5% | Published |
| January 1, 2023 | 0.25% / 2.25% | Published |
| January 1, 2022 | 0.25% / 2.25% | Published |
| January 1, 2021 | 1.5% / 3.5% | Published |
| January 1, 2020 | 2.5% / 4.5% | Published |
| January 1, 2019 | 1.5% / 3.5% | Published |
| January 1, 2018 | 0.5% / 2.5% | Published |
| January 1, 2017 | 0.5% / 2.5% | Published |
| January 1, 2016 | 0.25% / 2.25% | Published |
| January 1, 2015 | 0.25% / 2.25% | Published |
| January 1, 2014 | 0.25% / 2.25% | Published |
| January 1, 2013 | 0.25% / 2.25% | Published |
| January 1, 2012 | 0.5% / 2.5% | Published |
| January 1, 2011 | 0.5% / 2.5% | Published |
| January 1, 2010 | 1.5% / 3.5% | Published |
| January 1, 2009 | 4% / 6% | Published |
| January 1, 2008 | 5.5% / 7.5% | Published |
| January 1, 2007 | 4% / 6% | Published |
| January 1, 2006 | 2% / 4% | Published |
| January 1, 2005 | 1% / 3% | Published |
| January 1, 2004 | 2% / 4% | Published |
| January 1, 2003 | 3% / 5% | Published |
| January 1, 2002 | 6% / 8% | Published |
| January 1, 2001 | 5.5% / 7.5% | Published |
| January 1, 2000 | 5% / 7% | Published |
| January 1, 1999 | 5.5% / 7.5% | Published |
| January 1, 1998 | 5.5% / 7.5% | Published |
| January 1, 1997 | 5.5% / 7.5% | Published |
| September 1, 1996 | 5.5% / 7.5% | Published |
| January 1, 1996 | 5.5% | Published |
| January 1, 1995 | 3.5% | Published |
| January 1, 1994 | 3.5% | Published |
| January 1, 1993 | 5.5% | Published |
| January 1, 1992 | 7.5% | Published |
| January 1, 1991 | 8.5% | Published |
| January 1, 1990 | 8% | Published |
| January 1, 1989 | 7% | Published |
| January 1, 1988 | 6% | Published |
Use this recorded history
44 source-backed periods are released from 1975-04-01 through 2026-08-22. For this series, the date input means accrual calendar date. Shows the official base rate and, from September 1, 1996, the base-plus-two-point branch. Historical Special Civil Part limits are incomplete, so this lookup never chooses a tier.
Source & provenance
Observation recorded August 21, 2026 (00:00 UTC) from the cited source (New Jersey Courts (official)):
https://www.njcourts.gov/notices/notice-post-judgment-interest-rate-calendar-year-2026-rule-442-11
Cite this page
StatuteRates. “New Jersey Judgment Interest Rate.” StatuteRates.com. Accessed today. https://statuterates.com/rates/new-jersey-judgment-rate/ Rate recorded under N.J. Court Rule R. 4:42-11, effective January 1, 2026.