§ StatuteRates
The statutory interest-rate almanac · North Dakota

North Dakota judgment & prejudgment interest rates

Everything North Dakota charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each verified against the statute and linked to its full page with sources, history, and carve-outs.

MetricRateBasis
Post-judgment interest 10% Set by statute
Prejudgment interest 6% Fixed by statute

Post-judgment interest

North Dakota's post-judgment interest rate is 10% per year. North Dakota post-judgment interest is currently 10% — a statutory formula rate under N.D.C.C. § 28-20-34 that resets each year. Contract rate governs first — if the original instrument on which the action was based specifies an interest rate, judgment interest accrues at THAT…

Prejudgment interest

North Dakota's prejudgment interest rate is 6% per year (fixed by statute). North Dakota prejudgment interest is 6% per year, as simple interest under N.D.C.C. § 32-03-04. Two distinct tracks. (1) MANDATORY prejudgment interest as of right under § 32-03-04 ONLY for damages that are "certain or capable of being made certain by calculation" and where the right…

Frequently asked

What is the post-judgment interest rate in North Dakota?

As of January 1, 2026, the North Dakota post-judgment interest rate is 10% per year. North Dakota judgment interest — a formula rate, reset each year.

What is the prejudgment interest rate in North Dakota?

North Dakota's prejudgment interest rate is 6% per year (fixed by statute). Two distinct tracks. (1) MANDATORY prejudgment interest as of right under § 32-03-04 ONLY for damages that are "certain or capable of being made certain by calculation" and where the right…

Is North Dakota judgment interest simple or compound, and when does it start?

See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — North Dakota prejudgment interest in particular turns on the type of claim.

Compare every state on the state interest-rate index and the prejudgment interest index, or run the numbers with our interest calculators. Reference data only — not legal advice.