2026 North Dakota judgment & prejudgment interest rates
Current 2026 snapshot: North Dakota post-judgment interest is 10.00% per year; the recorded prejudgment reference is 6% per year.
Everything North Dakota charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 10.00% | January 1, 2026 | N.D.C.C. § 28-20-34 | Statutory formula / table |
| Prejudgment interest | 6% | July 9, 2026 | N.D.C.C. § 32-03-04 | Fixed by statute |
Post-judgment interest
North Dakota's post-judgment interest rate is 10.00% per year. North Dakota’s 2026 general judgment-interest rate is 10.00% under N.D.C.C. §28-20-34. For judgments entered on or after January 1, 2006, the annual rate is the prime rate published on the first Monday in December plus three points, rounded up to the next one-half percentage point. A rate stated in the original instrument can govern instead.
→ Full North Dakota post-judgment page — N.D.C.C. § 28-20-34, effective-date history, scope, and official source.
Prejudgment interest
North Dakota's prejudgment interest rate is 6% per year (fixed by statute). North Dakota prejudgment interest is 6% per year, as simple interest under N.D.C.C. § 32-03-04. Two distinct tracks.
→ Full North Dakota prejudgment page — N.D.C.C. § 32-03-04, when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in North Dakota?
As of January 1, 2026, the North Dakota post-judgment interest rate is 10.00% per year. North Dakota’s annual judgment rate and official 2006–present history.
What is the prejudgment interest rate in North Dakota?
North Dakota's prejudgment interest rate is 6% per year (fixed by statute). Two distinct tracks.
Is North Dakota judgment interest simple or compound, and when does it start?
Section 28-20-34 bars compounding under the general statutory path. A general payoff calculator remains disabled because the original-instrument branch, pre-2006 transition, partial-payment sequence, and every special judgment path are not fully modeled. North Dakota’s Supreme Court held in Orwig v. Orwig that §28-20-34 does not require a post-2005 judgment to keep its entry-year statutory rate in later years. The published annual rates can therefore apply by calendar year. Partial payments require the separate allocation rule in §28-20-36.
Cite this page
StatuteRates. “North Dakota Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/north-dakota/ Each rate includes a cited source and recorded effective date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.