Ohio judgment & prejudgment interest rates
Everything Ohio charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each verified against the statute and linked to its full page with sources, history, and carve-outs.
| Metric | Rate | Basis |
|---|---|---|
| Post-judgment interest | 7% | Set by statute |
| Prejudgment interest | 7% | Same rate as post-judgment |
Post-judgment interest
Ohio's post-judgment interest rate is 7% per year. Ohio sets its judgment interest rate once a year: under R.C. §1343.03(B) and §5703.47 it’s the federal short-term rate plus 3 points, rounded — currently 7% for 2026 — computed as simple interest. A written contract that specifies a different rate controls instead.
→ Full Ohio post-judgment page — statute, effective-date history, and source.
Prejudgment interest
Ohio's prejudgment interest rate is 7% per year (same rate as post-judgment). Ohio applies the same rate to prejudgment interest as to post-judgment interest — currently 7% per year under Ohio Rev. Code 1343.03. Two distinct tracks. (1) CONTRACT / LIQUIDATED claims under ORC 1343.03(A): prejudgment interest is a matter of RIGHT (not discretionary) on money due and payable upon a written contract,…
→ Full Ohio prejudgment page — when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Ohio?
As of January 1, 2026, the Ohio post-judgment interest rate is 7% per year. Ohio’s judgment rate, reset annually by the Tax Commissioner.
What is the prejudgment interest rate in Ohio?
Ohio's prejudgment interest rate is 7% per year (same rate as post-judgment). Two distinct tracks. (1) CONTRACT / LIQUIDATED claims under ORC 1343.03(A): prejudgment interest is a matter of RIGHT (not discretionary) on money due and payable upon a written contract,…
Is Ohio judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Ohio prejudgment interest in particular turns on the type of claim.
Compare every state on the state interest-rate index and the prejudgment interest index, or run the numbers with our interest calculators. Reference data only — not legal advice.