2026 Ohio judgment & prejudgment interest rates
Current 2026 snapshot: Ohio post-judgment interest is 7% per year; the recorded prejudgment reference is 7% per year.
Everything Ohio charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 7% | January 1, 2026 | Ohio Rev. Code §1343.03(B) / §5703.47 | Statutory formula / table |
| Prejudgment interest | 7% | January 1, 2026 | Ohio Rev. Code 1343.03 | Same rate as post-judgment |
Post-judgment interest
Ohio's post-judgment interest rate is 7% per year. Ohio sets its general civil money-judgment rate once a year under R.C. §§1343.03(B) and 5703.47 — currently 7% for judgments rendered in 2026. The selected annual rate stays fixed until payment. A qualifying written instrument, another statute, specified tort settlement conduct, state Court of Claims matter, or workers’ compensation case can follow a different rule.
→ Full Ohio post-judgment page — Ohio Rev. Code §1343.03(B) / §5703.47, effective-date history, scope, and official source.
Prejudgment interest
Ohio's prejudgment interest rate is 7% per year (same rate as post-judgment). Ohio applies the same rate to prejudgment interest as to post-judgment interest — currently 7% per year under Ohio Rev. Code 1343.03. Two distinct tracks.
→ Full Ohio prejudgment page — Ohio Rev. Code 1343.03, when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Ohio?
As of January 1, 2026, the Ohio post-judgment interest rate is 7% per year. Ohio’s judgment rate, reset annually by the Tax Commissioner.
What is the prejudgment interest rate in Ohio?
Ohio's prejudgment interest rate is 7% per year (same rate as post-judgment). Two distinct tracks.
Is Ohio judgment interest simple or compound, and when does it start?
The Supreme Court of Ohio states that, absent a statute or specific agreement authorizing compounding, only simple interest accrues under R.C. 1343.03. Written-instrument judgments can use the agreed rate and require separate terms analysis, so a full payoff calculator remains withheld. Under R.C. 1343.03(B), the general rate runs from the date the judgment, decree, or order is rendered until payment. The rate in effect on the rendition date remains fixed until satisfaction. For a revived judgment, R.C. 2325.18(B) excludes the period from dormancy through revival.
Cite this page
StatuteRates. “Ohio Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/ohio/ Each rate includes a cited source and recorded effective date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.