2026 Utah judgment & prejudgment interest rates
Current 2026 snapshot: Utah post-judgment interest is 5.51% per year; the recorded prejudgment reference is 10% / 8.75% per year.
Everything Utah charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 5.51% | January 1, 2026 | Utah Code §15-1-4 | Statutory formula / table |
| Prejudgment interest | 10% / 8.75% | July 9, 2026 | Utah Code §15-1-1(2) (10% general); §78B-5-824 (PI special damages, prime+2%) | Fixed by statute |
Post-judgment interest
Utah's post-judgment interest rate is 5.51% per year. Utah State Courts publishes a 5.51% general civil and criminal post-judgment rate for 2026 under Utah Code §15-1-4. It equals the federal post-judgment rate on January 1, 2026 (3.51%) plus two percentage points. A qualifying judgment under $10,000 involving the purchase of goods or services uses 13.51% instead, while a lawful contract can supply its agreed rate.
→ Full Utah post-judgment page — Utah Code §15-1-4, effective-date history, scope, and official source.
Prejudgment interest
Utah's prejudgment interest rate is 10% / 8.75% per year (fixed by statute). Utah prejudgment interest is 10% for general/contract claims (Utah Code §15-1-1(2)), but personal-injury special damages accrue prime + 2% — currently 8.75% — under §78B-5-824.
→ Full Utah prejudgment page — Utah Code §15-1-1(2) (10% general); §78B-5-824 (PI special damages, prime+2%), when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Utah?
As of January 1, 2026, the Utah post-judgment interest rate is 5.51% per year. Utah’s official annual judgment rate and 1993–present court history.
What is the prejudgment interest rate in Utah?
Utah's prejudgment interest rate is 10% / 8.75% per year (fixed by statute). Utah prejudgment interest — 10% general, 8.75% for the current personal-injury branch.
Is Utah judgment interest simple or compound, and when does it start?
The official annual tables establish the percentage and major branches, but the dataset does not yet have calculator-grade day-count, compounding, partial-payment, and renewal mechanics for every Utah judgment. The calculator therefore remains safely disabled. The applicable annual rate is selected by the calendar year in which judgment is entered. Utah Courts’ renewal guidance instructs filers to use the post-judgment rate in effect when the judgment was entered for the life of that judgment.
Cite this page
StatuteRates. “Utah Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/utah/ Each rate includes a cited source and recorded effective date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.