2026 Mississippi judgment & prejudgment interest rates
Current 2026 snapshot: Mississippi has no uniform statewide post-judgment percentage; prejudgment interest depends on the governing contract or the court.
Everything Mississippi charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | — | Case-specific | See methodology | No fixed statutory rate |
| Prejudgment interest | contract rate / court-set | July 1, 1989 | Miss. Code Ann. §§75-17-7 and 75-17-1 | Case-specific |
Post-judgment interest — case by case
Mississippi does not set a single fixed statutory post-judgment rate; interest on a judgment is determined case by case rather than by a uniform default. See the methodology for how this is handled, and the prejudgment rate below.
Prejudgment interest
Mississippi has no uniform statewide prejudgment percentage (case-specific). Mississippi does not set one universal prejudgment percentage. Under Miss. Code Ann. §75-17-7, a judgment founded on a sale or contract uses the rate supplied by the contract evidencing the debt. For other judgments, the judge selects a fair annual rate and a fair start date. The 8% legal contract rate in §75-17-1 may be relevant in some matters, but it is not a mandatory statewide prejudgment rate.
→ Full Mississippi prejudgment page — Miss. Code Ann. §§75-17-7 and 75-17-1, when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the prejudgment interest rate in Mississippi?
Mississippi has no uniform statewide prejudgment percentage. The governing contract or the judge supplies the rate. The governing contract or the judge supplies the percentage; entitlement and timing depend on the claim and order.
Is Mississippi judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Mississippi prejudgment interest in particular turns on the type of claim.
Cite this page
StatuteRates. “Mississippi Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/mississippi/ Each rate includes a cited source and recorded effective date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.