Minnesota judgment & prejudgment interest rates
Everything Minnesota charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each verified against the statute and linked to its full page with sources, history, and carve-outs.
| Metric | Rate | Basis |
|---|---|---|
| Post-judgment interest | 4% / 10% | Set by statute |
| Prejudgment interest | 4% | Formula rate |
Post-judgment interest
Minnesota's post-judgment interest rate is 4% / 10% per year. Minnesota post-judgment interest is currently 4% / 10% — a statutory formula rate under Minn. Stat. § 549.09, subd. 1(c) that resets each year. Standard variable Treasury-indexed rate (4% floor) applies to judgments/awards of $50,000 or less, and to ALL judgments/awards for or against the…
→ Full Minnesota post-judgment page — statute, effective-date history, and source.
Prejudgment interest
Minnesota's prejudgment interest rate is 4% per year (formula rate). Minnesota prejudgment interest is currently 4% per year — a statutory formula rate under Minn. Stat. § 549.09, subd. 1(b) that resets each year. Preverdict interest is allowed broadly on "pecuniary damages" — it is NOT limited to liquidated or contract claims and DOES apply to tort/personal-injury claims (for past pecuniary…
→ Full Minnesota prejudgment page — when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Minnesota?
As of January 1, 2026, the Minnesota post-judgment interest rate is 4% / 10% per year. Minnesota judgment interest — a formula rate, reset each year.
What is the prejudgment interest rate in Minnesota?
Minnesota's prejudgment interest rate is 4% per year (formula rate). Preverdict interest is allowed broadly on "pecuniary damages" — it is NOT limited to liquidated or contract claims and DOES apply to tort/personal-injury claims (for past pecuniary…
Is Minnesota judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Minnesota prejudgment interest in particular turns on the type of claim.
Compare every state on the state interest-rate index and the prejudgment interest index, or run the numbers with our interest calculators. Reference data only — not legal advice.