2026 Minnesota judgment & prejudgment interest rates
Current 2026 snapshot: Minnesota post-judgment interest is 4% / 10% per year; the recorded prejudgment reference is 4% / 10% per year.
Everything Minnesota charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 4% / 10% | January 1, 2026 | Minn. Stat. § 549.09, subd. 1(c) | Published reference |
| Prejudgment interest | 4% / 10% | July 9, 2026 | Minn. Stat. § 549.09, subd. 1(b)–(c) | Formula rate |
Post-judgment interest
Minnesota's post-judgment interest rate is 4% / 10% per year. Minnesota does not have one universal judgment-interest percentage. For 2026, the general rate under Minn. Stat. §549.09, subd. 1(c) is 4%. A qualifying judgment or award over $50,000 can instead use 10%, subject to entry-date and statutory exclusions. The general percentage resets by calendar year while the qualifying 10% branch is generally fixed at entry until paid.
→ Full Minnesota post-judgment page — Minn. Stat. § 549.09, subd. 1(c), effective-date history, scope, and official source.
Prejudgment interest
Minnesota's prejudgment interest rate is 4% / 10% per year (formula rate). Minnesota preverdict interest is 4% per year, but rises to 10% on judgments/awards over $50,000 (Minn. Stat. §549.09, subd. 1(b)–(c)) — the same two-tier split as post-judgment interest.
→ Full Minnesota prejudgment page — Minn. Stat. § 549.09, subd. 1(b)–(c), when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Minnesota?
As of January 1, 2026, the Minnesota post-judgment interest rate is 4% / 10% per year. Minnesota’s annual general rate, fixed 10% branch, and child-support history.
What is the prejudgment interest rate in Minnesota?
Minnesota's prejudgment interest rate is 4% / 10% per year (formula rate). Minnesota prejudgment interest — 4%, or 10% on awards over $50,000.
Is Minnesota judgment interest simple or compound, and when does it start?
The official materials describe simple interest using a 365-day year and direct payments first to taxable disbursements, then accrued interest, then principal. StatuteRates still withholds a payoff calculator because it does not yet determine every entry-vintage, family-court, public-party, exception, and payment scenario safely. The general branch follows each calendar year’s published rate rather than staying at the percentage from entry. The qualifying-over-$50,000 branch generally keeps the 10% rate in effect when the judgment was entered until paid. Interest ordinarily runs from entry, but statutory exclusions and special judgment types can change the start date or applicable path.
Cite this page
StatuteRates. “Minnesota Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/minnesota/ Each rate includes a cited source and recorded effective date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.