Maryland judgment & prejudgment interest rates
Everything Maryland charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each verified against the statute and linked to its full page with sources, history, and carve-outs.
| Metric | Rate | Basis |
|---|---|---|
| Post-judgment interest | 10% | Set by statute |
| Prejudgment interest | 6% | Discretionary |
Post-judgment interest
Maryland's post-judgment interest rate is 10% per year. Maryland money judgments carry a fixed statutory rate of 10% per year under Md. Code, Courts & Judicial Proceedings Section 11-107(a), as simple interest. Under the "except as provided in Section 11-106" clause, a money judgment on a contract for a loan of money carries interest at the RATE CHARGED IN…
→ Full Maryland post-judgment page — statute, effective-date history, and source.
Prejudgment interest
Maryland's prejudgment interest rate is 6% per year (discretionary). In Maryland, prejudgment interest is discretionary: a court may award it, and when it does the rate is 6% per year under Md. Const. Art. III, sec. 57. Availability depends on claim type under the three-category common-law framework (Buxton v. Buxton): (1) AS OF RIGHT (mandatory) where "the obligation to pay and the amount due had become…
→ Full Maryland prejudgment page — when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Maryland?
As of July 9, 2026, the Maryland post-judgment interest rate is 10% per year. Maryland’s statutory judgment interest rate.
What is the prejudgment interest rate in Maryland?
Maryland's prejudgment interest rate is 6% per year (discretionary). Availability depends on claim type under the three-category common-law framework (Buxton v. Buxton): (1) AS OF RIGHT (mandatory) where "the obligation to pay and the amount due had become…
Is Maryland judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Maryland prejudgment interest in particular turns on the type of claim.
Compare every state on the state interest-rate index and the prejudgment interest index, or run the numbers with our interest calculators. Reference data only — not legal advice.