2026 Maryland judgment & prejudgment interest rates
Current 2026 snapshot: Maryland post-judgment interest is 10% per year; the recorded prejudgment reference is 6% per year.
Everything Maryland charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 10% | July 9, 2026 | Md. Code, Courts & Judicial Proceedings Section 11-107(a) | Fixed by statute |
| Prejudgment interest | 6% | July 9, 2026 | Md. Const. Art. III, sec. 57 | Discretionary |
Post-judgment interest
Maryland's post-judgment interest rate is 10% per year. Maryland’s general judgment interest rate is 10% per year under Md. Code, Courts and Judicial Proceedings §11-107(a). Residential-rent judgments use 6%, and delinquent property-tax judgments use the greater of 10% or the combined statutory interest-and-penalty rates. Section 11-106 supplies a separate rule for qualifying contracts for the loan of money.
→ Full Maryland post-judgment page — Md. Code, Courts & Judicial Proceedings Section 11-107(a), effective-date history, scope, and official source.
Prejudgment interest
Maryland's prejudgment interest rate is 6% per year (discretionary). In Maryland, prejudgment interest is discretionary: a court may award it, and when it does the rate is 6% per year under Md. Const. Art. III, sec. 57. Availability depends on claim type under the three-category common-law framework (Buxton v.
→ Full Maryland prejudgment page — Md. Const. Art. III, sec. 57, when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Maryland?
As of July 9, 2026, the Maryland post-judgment interest rate is 10% per year. Maryland’s general 10% judgment rate and statutory exceptions.
What is the prejudgment interest rate in Maryland?
Maryland's prejudgment interest rate is 6% per year (discretionary). Availability depends on claim type under the three-category common-law framework (Buxton v.
Is Maryland judgment interest simple or compound, and when does it start?
The statutory percentages and major branches are recorded, but the dataset does not yet model every day-count, compounding, maturity, payment-allocation, tax, rent, and loan-contract rule needed for a dependable Maryland calculator. For a qualifying action arising from a contract for the loan of money, §11-106 generally applies the contract rate to unpaid principal until the contract’s originally scheduled maturity. Mortgage and deed-of-trust loans are excluded, and student loans have an additional statutory caveat.
Cite this page
StatuteRates. “Maryland Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/maryland/ Each rate includes a cited source and recorded effective date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.