2026 Louisiana judgment & prejudgment interest rates
Current 2026 snapshot: Louisiana post-judgment interest is 7.50% per year; the recorded prejudgment reference is 7.5% general / up to 6% government PI-WD per year.
Everything Louisiana charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 7.50% | January 1, 2026 | La. R.S. 13:4202(B) | Statutory formula / table |
| Prejudgment interest | 7.5% general / up to 6% government PI-WD | August 1, 2026 | La. R.S. 9:3500, 13:4202, 13:4203, and 13:5112; Civil Code art. 2000 | Claim-dependent |
Post-judgment interest
Louisiana's post-judgment interest rate is 7.50% per year. Louisiana’s general judicial-interest rate for 2026 is 7.50%. La. R.S. 13:4202(B) directs the Commissioner of Financial Institutions to set a rate for each calendar year from the specified Federal Reserve benchmark plus 3.25 percentage points. The applicable rate can therefore change as a judgment remains unpaid; contracts, claim type, and special statutes can supply different rules.
→ Full Louisiana post-judgment page — La. R.S. 13:4202(B), effective-date history, scope, and official source.
Prejudgment interest
Louisiana's prejudgment interest rate is 7.5% general / up to 6% government PI-WD per year (claim-dependent). Louisiana does not apply one universal prejudgment rate or start date. General ex delicto judgments ordinarily use the annual judicial-interest schedule under La. R.S. 13:4202 and accrue from judicial demand under R.S. 13:4203. For a personal-injury or wrongful-death claim against the state or a political subdivision governed by current R.S. 13:5112(C), prejudgment interest is instead the lesser of 6% or the applicable judicial rate. A monetary contract claim can use an agreed rate under Civil Code art. 2000.
→ Full Louisiana prejudgment page — La. R.S. 9:3500, 13:4202, 13:4203, and 13:5112; Civil Code art. 2000, when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Louisiana?
As of January 1, 2026, the Louisiana post-judgment interest rate is 7.50% per year. Louisiana’s annual judicial-interest rate and official published history.
What is the prejudgment interest rate in Louisiana?
Louisiana's prejudgment interest rate is 7.5% general / up to 6% government PI-WD per year (claim-dependent). The applicable rate and start date depend on the claim and defendant.
Is Louisiana judgment interest simple or compound, and when does it start?
Do not compound automatically. Civil Code art. 2001 permits interest on accrued interest only through a new agreement made after that interest accrued. Day count, payment allocation, contractual terms, and special statutory branches remain outside the calculator model. Louisiana does not have one universal start date. R.S. 13:4203 addresses interest from judicial demand for judgments sounding in damages ex delicto; Civil Code art. 2000 addresses qualifying monetary obligations from the time a sum is due. After judgment, the published judicial rate changes by calendar year rather than remaining fixed at the entry-year percentage.
Cite this page
StatuteRates. “Louisiana Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/louisiana/ Each rate includes a cited source and recorded effective date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.