Kentucky judgment & prejudgment interest rates
Everything Kentucky charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each verified against the statute and linked to its full page with sources, history, and carve-outs.
| Metric | Rate | Basis |
|---|---|---|
| Post-judgment interest | 6% | Set by statute |
| Prejudgment interest | 8% | Discretionary |
Post-judgment interest
Kentucky's post-judgment interest rate is 6% per year. Kentucky money judgments carry a fixed statutory rate of 6% per year under KRS 360.040, compounded annually. Default (tort/general/unpaid money judgments, and prejudgment interest once reduced to judgment): 6% compounded annually [KRS 360.040(1)]. CHILD…
→ Full Kentucky post-judgment page — statute, effective-date history, and source.
Prejudgment interest
Kentucky's prejudgment interest rate is 8% per year (discretionary). In Kentucky, prejudgment interest is discretionary: a court may award it, and when it does the rate is 8% per year under KRS 360.010(1). LIQUIDATED / ascertainable claims (a fixed contract price, a bill or note past due, an amount due on open account, a sum "made certain or fixed by agreement or by operation of law"):…
→ Full Kentucky prejudgment page — when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Kentucky?
As of July 9, 2026, the Kentucky post-judgment interest rate is 6% per year. Kentucky’s statutory judgment interest rate.
What is the prejudgment interest rate in Kentucky?
Kentucky's prejudgment interest rate is 8% per year (discretionary). LIQUIDATED / ascertainable claims (a fixed contract price, a bill or note past due, an amount due on open account, a sum "made certain or fixed by agreement or by operation of law"):…
Is Kentucky judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Kentucky prejudgment interest in particular turns on the type of claim.
Compare every state on the state interest-rate index and the prejudgment interest index, or run the numbers with our interest calculators. Reference data only — not legal advice.