Alabama judgment & prejudgment interest rates
Everything Alabama charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each verified against the statute and linked to its full page with sources, history, and carve-outs.
| Metric | Rate | Basis |
|---|---|---|
| Post-judgment interest | 7.5% | Set by statute |
| Prejudgment interest | 6% | Fixed by statute |
Post-judgment interest
Alabama's post-judgment interest rate is 7.5% per year. Alabama money judgments carry a fixed statutory rate of 7.5% per year under Ala. Code § 8-8-10(a), as simple interest. For a judgment "based upon a contract action," interest runs "at the same rate of interest as stated in the contract" (the contract rate governs, not…
→ Full Alabama post-judgment page — statute, effective-date history, and source.
Prejudgment interest
Alabama's prejudgment interest rate is 6% per year (fixed by statute). Alabama prejudgment interest is 6% per year, as simple interest under Ala. Code § 8-8-1. Prejudgment interest is available ONLY on liquidated / reasonably ascertainable sums.
→ Full Alabama prejudgment page — when it applies, accrual, compounding, and carve-outs.
→ Calculate Alabama prejudgment interest
Frequently asked
What is the post-judgment interest rate in Alabama?
As of July 9, 2026, the Alabama post-judgment interest rate is 7.5% per year. Alabama’s statutory judgment interest rate.
What is the prejudgment interest rate in Alabama?
Alabama's prejudgment interest rate is 6% per year (fixed by statute). Prejudgment interest is available ONLY on liquidated / reasonably ascertainable sums.
Is Alabama judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Alabama prejudgment interest in particular turns on the type of claim.
Compare every state on the state interest-rate index and the prejudgment interest index, or run the numbers with our interest calculators. Reference data only — not legal advice.