2026 Alabama judgment & prejudgment interest rates
Current 2026 snapshot: Alabama post-judgment interest is 7.5% per year; the recorded prejudgment reference is 6% per year.
Everything Alabama charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective / reference date | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 7.5% | September 1, 2011 | Ala. Code § 8-8-10(a) | Statutory formula / table |
| Prejudgment interest | 6% | July 9, 2026 | Ala. Code § 8-8-1 | Fixed by statute |
Post-judgment interest
Alabama's post-judgment interest rate is 7.5% per year. Alabama money judgments carry a fixed statutory rate of 7.5% per year under Ala. Code § 8-8-10(a), as simple interest.
→ Full Alabama post-judgment page — Ala. Code § 8-8-10(a), effective-date history, scope, and official source.
Prejudgment interest
Alabama's prejudgment interest rate is 6% per year (fixed by statute). Ala. Code §8-8-1 supplies a 6% legal-rate reference when no written contract rate controls, but it does not itself make every prejudgment claim eligible. Section 8-8-8 supports interest on qualifying contract obligations from the time payment or performance was due. Other claim types require their own entitlement, rate, and accrual authority.
→ Full Alabama prejudgment page — Ala. Code § 8-8-1, when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Alabama?
As of September 1, 2011, the Alabama post-judgment interest rate is 7.5% per year. Alabama’s statutory judgment interest rate.
What is the prejudgment interest rate in Alabama?
Alabama's prejudgment interest rate is 6% per year (fixed by statute). The 6% figure is a legal-rate reference, not a universal award for every claim.
Is Alabama judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Alabama prejudgment interest in particular turns on the type of claim.
Cite this page
StatuteRates. “Alabama Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/alabama/ Each rate includes a cited source and an effective or recorded-reference date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.