2026 Alabama judgment & prejudgment interest rates
Current 2026 snapshot: Alabama post-judgment interest is 7.5% per year; the recorded prejudgment reference is 6% per year.
Everything Alabama charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 7.5% | July 9, 2026 | Ala. Code § 8-8-10(a) | Fixed by statute |
| Prejudgment interest | 6% | July 9, 2026 | Ala. Code § 8-8-1 | Fixed by statute |
Post-judgment interest
Alabama's post-judgment interest rate is 7.5% per year. Alabama money judgments carry a fixed statutory rate of 7.5% per year under Ala. Code § 8-8-10(a), as simple interest.
→ Full Alabama post-judgment page — Ala. Code § 8-8-10(a), effective-date history, scope, and official source.
Prejudgment interest
Alabama's prejudgment interest rate is 6% per year (fixed by statute). Alabama prejudgment interest is 6% per year, as simple interest under Ala. Code § 8-8-1. Prejudgment interest is available ONLY on liquidated / reasonably ascertainable sums.
→ Full Alabama prejudgment page — Ala. Code § 8-8-1, when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Alabama?
As of July 9, 2026, the Alabama post-judgment interest rate is 7.5% per year. Alabama’s statutory judgment interest rate.
What is the prejudgment interest rate in Alabama?
Alabama's prejudgment interest rate is 6% per year (fixed by statute). Prejudgment interest is available ONLY on liquidated / reasonably ascertainable sums.
Is Alabama judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Alabama prejudgment interest in particular turns on the type of claim.
Cite this page
StatuteRates. “Alabama Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/alabama/ Each rate includes a cited source and recorded effective date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.