2026 West Virginia judgment & prejudgment interest rates
Current 2026 snapshot: West Virginia post-judgment interest is 6.25% per year; the recorded prejudgment reference is 6.25% per year.
Everything West Virginia charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 6.25% | January 1, 2026 | W. Va. Code § 56-6-31 | Statutory formula / table |
| Prejudgment interest | 6.25% | July 9, 2026 | W. Va. Code § 56-6-31(b) | Formula rate |
Post-judgment interest
West Virginia's post-judgment interest rate is 6.25% per year. West Virginia’s 2026 judgment-interest rate is 6.25% per year under W. Va. Code §56-6-31. The Supreme Court of Appeals sets one rate for each calendar year from the Federal Reserve secondary discount rate plus two percentage points, subject to the statutory floor and ceiling. The rate in effect when judgment is entered remains fixed for that judgment.
→ Full West Virginia post-judgment page — W. Va. Code § 56-6-31, effective-date history, scope, and official source.
Prejudgment interest
West Virginia's prejudgment interest rate is 6.25% per year (formula rate). West Virginia prejudgment interest is currently 6.25% per year — a statutory formula rate under W. Va. Code § 56-6-31(b) that resets twice a year. Prejudgment interest is available ONLY on special damages and liquidated damages — NOT on general/unliquidated damages.
→ Full West Virginia prejudgment page — W. Va. Code § 56-6-31(b), when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in West Virginia?
As of January 1, 2026, the West Virginia post-judgment interest rate is 6.25% per year. West Virginia’s annual simple rate, fixed for a judgment at entry.
What is the prejudgment interest rate in West Virginia?
West Virginia's prejudgment interest rate is 6.25% per year (formula rate). Prejudgment interest is available ONLY on special damages and liquidated damages — NOT on general/unliquidated damages.
Is West Virginia judgment interest simple or compound, and when does it start?
The statute describes simple interest. StatuteRates keeps the payoff calculator disabled because partial-payment allocation, day count, contractual branches, and every special judgment category are not yet modeled at calculator-grade certainty. The entry date selects the annual post-judgment rate, and the statute keeps that rate for the duration of the judgment. Prejudgment interest uses a different selection point tied to the cause of action, so it should not be flattened into the post-judgment headline.
Cite this page
StatuteRates. “West Virginia Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/west-virginia/ Each rate includes a cited source and recorded effective date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.