New Mexico judgment & prejudgment interest rates
Everything New Mexico charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each verified against the statute and linked to its full page with sources, history, and carve-outs.
| Metric | Rate | Basis |
|---|---|---|
| Post-judgment interest | 8.75% | Set by statute |
| Prejudgment interest | 10% | Discretionary |
Post-judgment interest
New Mexico's post-judgment interest rate is 8.75% per year. New Mexico money judgments carry a fixed statutory rate of 8.75% per year under N.M. Stat. Ann. § 56-8-4, as simple interest. If the judgment is based on tortious conduct, bad faith, or intentional or willful acts, post-judgment interest is 15% (not 8.75%); plaintiff…
→ Full New Mexico post-judgment page — statute, effective-date history, and source.
Prejudgment interest
New Mexico's prejudgment interest rate is 10% per year (discretionary). In New Mexico, prejudgment interest is discretionary: a court may award it, and when it does the rate is 10% per year under NMSA 1978, Sec. 56-8-4(B). (A) MATTER OF RIGHT (Sec. 56-8-3, up to 15%): available only when the claim is LIQUIDATED / ascertainable with reasonable certainty by a mathematical standard fixed in the contract or by…
→ Full New Mexico prejudgment page — when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in New Mexico?
As of July 9, 2026, the New Mexico post-judgment interest rate is 8.75% per year. New Mexico’s statutory judgment interest rate.
What is the prejudgment interest rate in New Mexico?
New Mexico's prejudgment interest rate is 10% per year (discretionary). (A) MATTER OF RIGHT (Sec. 56-8-3, up to 15%): available only when the claim is LIQUIDATED / ascertainable with reasonable certainty by a mathematical standard fixed in the contract or by…
Is New Mexico judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — New Mexico prejudgment interest in particular turns on the type of claim.
Compare every state on the state interest-rate index and the prejudgment interest index, or run the numbers with our interest calculators. Reference data only — not legal advice.