2026 Indiana judgment & prejudgment interest rates
Current 2026 snapshot: Indiana’s recorded headline post-judgment branch is 8% per year; the recorded prejudgment reference is 8% per year.
Everything Indiana charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective / reference date | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 8% | January 1, 1994 | Ind. Code § 24-4.6-1-101 | Statutory branches |
| Prejudgment interest | 8% | July 9, 2026 | IC 24-4.6-1-103 (8% listed obligations); IC 34-51-4 (tort) | Discretionary |
Post-judgment interest
Indiana's recorded headline post-judgment branch is 8% per year; another branch may control. Indiana Code §24-4.6-1-101 sets 8% per year for its no-contract money-judgment branch. When the original contract sued upon states a rate, that rate governs after judgment, capped at 8% even if a higher contract rate was valid before judgment. Unless another statute provides otherwise, interest runs from the return of the verdict or the court’s finding until satisfaction.
→ Full Indiana post-judgment page — Ind. Code § 24-4.6-1-101, effective-date history, scope, and official source.
Prejudgment interest
Indiana's prejudgment interest rate is 8% per year (discretionary). Indiana’s contract/account branch under IC 24-4.6-1-103 uses 8% for listed obligations when no different rate controls. Tort actions follow the separate Prejudgment Interest Act, IC 34-51-4, which permits a court-selected simple rate from 6% to 10% only when its offer, timing, and procedural conditions are met. Neither figure is a universal statewide award.
→ Full Indiana prejudgment page — IC 24-4.6-1-103 (8% listed obligations); IC 34-51-4 (tort), when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Indiana?
Indiana uses multiple post-judgment branches. The recorded headline branch is 8% per year, but another branch may control. Indiana’s 8% no-contract branch and capped contract-rate rule.
What is the prejudgment interest rate in Indiana?
Indiana's prejudgment interest rate is 8% per year (discretionary). The 8% listed-obligation branch and discretionary 6%–10% tort branch have different prerequisites.
Is Indiana judgment interest simple or compound, and when does it start?
Do not apply one universal simple-interest rule. Section 24-4.6-1-104 can continue an agreed computation method after judgment for a loan or forbearance. Because this page cannot identify the underlying agreement, computation path, or partial-payment allocation, the calculator remains disabled. Subject to statutory exceptions, §24-4.6-1-101 runs interest from the date the verdict is returned or the court makes its finding until satisfaction. Special statutory judgments and changed or reversed judgments can require separate authority.
Cite this page
StatuteRates. “Indiana Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/indiana/ Each rate includes a cited source and an effective or recorded-reference date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.