2026 Colorado judgment & prejudgment interest rates
Current 2026 snapshot: Colorado post-judgment interest is 8% per year; the recorded prejudgment reference is 8% / 9% per year.
Everything Colorado charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective / reference date | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 8% | January 1, 2026 | C.R.S. §5-12-102(4)(b) | Fixed by statute |
| Prejudgment interest | 8% / 9% | Recorded reference date: July 9, 2026 | C.R.S. §5-12-102 (8% general); §13-21-101 (9% personal injury) | Branch-specific |
Post-judgment interest
Colorado's post-judgment interest rate is 8% per year. Colorado money judgments accrue 8% per year, compounded annually, under C.R.S. §5-12-102(4)(b) when no contract rate applies. Personal-injury judgments use a separate rate (§13-21-101), and judgments on appeal use a variable rate certified each January by the Secretary of State.
→ Full Colorado post-judgment page — C.R.S. §5-12-102(4)(b), effective-date history, scope, and official source.
Prejudgment interest
Colorado's recorded headline prejudgment branch is 8% / 9% per year; another claim-specific branch may control. Colorado’s wrongfully-withheld-money branch uses 8% under C.R.S. §5-12-102, while §13-21-101 supplies a separate 9% personal-injury branch. Qualifying medical debt from a contract entered after May 4, 2023 has a maximum rate of 3% per year. That medical-debt category includes healthcare services and goods, devices, durable medical equipment, and prescription drugs, but excludes debt charged to a credit card; medical expenses within a personal-injury claim are not automatically the same statutory category.
→ Full Colorado prejudgment page — C.R.S. §5-12-102 (8% general); §13-21-101 (9% personal injury), when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Colorado?
As of January 1, 2026, the Colorado post-judgment interest rate is 8% per year. Colorado’s 8% compounded judgment rate.
What is the prejudgment interest rate in Colorado?
Colorado uses multiple prejudgment branches. The recorded headline branch is 8% / 9% per year, but claim-specific authority controls. Prejudgment interest is NOT limited to liquidated/ascertainable sums.
Is Colorado judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Colorado prejudgment interest in particular turns on the type of claim.
Cite this page
StatuteRates. “Colorado Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/colorado/ Each rate includes a cited source and an effective or recorded-reference date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.