2026 Arizona judgment & prejudgment interest rates
Current 2026 snapshot: Arizona post-judgment interest is 7.75% per year; the recorded prejudgment reference is 7.75% per year.
Everything Arizona charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 7.75% | July 8, 2026 | A.R.S. §44-1201(B) | Statutory formula / table |
| Prejudgment interest | 7.75% | July 8, 2026 | A.R.S. § 44-1201(A), & | Formula rate |
Post-judgment interest
Arizona's post-judgment interest rate is 7.75% per year. Arizona post-judgment interest under A.R.S. §44-1201 is the lesser of 10% per year or the Federal Reserve prime rate plus 1 point — currently 7.75% — as simple interest. A written agreement can set a different rate.
→ Full Arizona post-judgment page — A.R.S. §44-1201(B), effective-date history, scope, and official source.
Prejudgment interest
Arizona's prejudgment interest rate is 7.75% per year (formula rate). Arizona prejudgment interest is currently 7.75% per year — a statutory formula rate under A.R.S. § 44-1201(A), & that resets periodically. Prejudgment interest is available ONLY on LIQUIDATED / readily-ascertainable claims — a claim is liquidated if the plaintiff provides a basis for precisely calculating the amount owed.
→ Full Arizona prejudgment page — A.R.S. § 44-1201(A), &, when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Arizona?
As of July 8, 2026, the Arizona post-judgment interest rate is 7.75% per year. Arizona judgment interest — lesser of 10% or prime + 1.
What is the prejudgment interest rate in Arizona?
Arizona's prejudgment interest rate is 7.75% per year (formula rate). Prejudgment interest is available ONLY on LIQUIDATED / readily-ascertainable claims — a claim is liquidated if the plaintiff provides a basis for precisely calculating the amount owed.
Is Arizona judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Arizona prejudgment interest in particular turns on the type of claim.
Cite this page
StatuteRates. “Arizona Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/arizona/ Each rate includes a cited source and recorded effective date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.