2026 Arizona judgment & prejudgment interest rates
Current 2026 snapshot: Arizona post-judgment interest is 8.00% per year; the recorded prejudgment reference is 8.00% per year.
Everything Arizona charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective / reference date | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 8.00% | September 21, 2026 | A.R.S. §44-1201(B)–(D) | Statutory formula / table |
| Prejudgment interest | 8.00% | September 21, 2026 | A.R.S. § 44-1201 | Formula rate |
Post-judgment interest
Arizona's post-judgment interest rate is 8.00% per year. For the general non-medical-debt branch, Arizona’s recorded rate is 8.00% effective September 21, 2026. A.R.S. §44-1201(B) uses the lesser of 10% per year or the Federal Reserve prime rate plus one percentage point. A written agreement, qualifying medical debt, condemnation, or another specific law can follow a different branch.
→ Full Arizona post-judgment page — A.R.S. §44-1201(B)–(D), effective-date history, scope, and official source.
Prejudgment interest
Arizona's prejudgment interest rate is 8.00% per year (formula rate). Arizona does not have one safely reusable prejudgment percentage. A.R.S. §44-1201(A) addresses qualifying medical debt, obligations, and written agreements; subsection (B) supplies the default prime-plus-one rate for nonmedical judgments; subsection (C) addresses condemnation; subsection (D) bars specified prejudgment categories; and subsection (F) directs an awarded prejudgment rate to subsection (A) or (B). The governing branch must be identified before selecting a rate.
→ Full Arizona prejudgment page — A.R.S. § 44-1201, when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in Arizona?
As of September 21, 2026, the Arizona post-judgment interest rate is 8.00% per year. Arizona judgment interest — lesser of 10% or prime + 1.
What is the prejudgment interest rate in Arizona?
Arizona's prejudgment interest rate is 8.00% per year (formula rate). Subsection (D) excludes specified unliquidated, future, punitive, and exemplary damages; subsection (F) then points an allowed award to (A) or (B).
Is Arizona judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — Arizona prejudgment interest in particular turns on the type of claim.
Cite this page
StatuteRates. “Arizona Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/arizona/ Each rate includes a cited source and an effective or recorded-reference date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.