2026 South Carolina judgment & prejudgment interest rates
Current 2026 snapshot: South Carolina post-judgment interest is 10.75% per year; the recorded prejudgment reference is 8.75% per year.
Everything South Carolina charges in interest on a money judgment or an overdue debt, in one place — the rate after judgment and the rate before it, each recorded with a cited source and linked to its full page with observations, scope, and known carve-outs.
| Metric | Rate or rule | Effective | Authority | Basis |
|---|---|---|---|---|
| Post-judgment interest | 10.75% | January 15, 2026 | S.C. Code Ann. § 34-31-20(B) | Statutory formula / table |
| Prejudgment interest | 8.75% | July 9, 2026 | S.C. Code Ann. § 34-31-20(A) | Fixed by statute |
Post-judgment interest
South Carolina's post-judgment interest rate is 10.75% per year. South Carolina post-judgment interest is currently 10.75% — a statutory formula rate under S.C. Code Ann. § 34-31-20(B) that resets twice a year. This is the rate on money decrees and judgments under § 34-31-20(B), applicable to all judgments entered on or after July 1, 2005.
→ Full South Carolina post-judgment page — S.C. Code Ann. § 34-31-20(B), effective-date history, scope, and official source.
Prejudgment interest
South Carolina's prejudgment interest rate is 8.75% per year (fixed by statute). South Carolina prejudgment interest is 8.75% per year, as simple interest under S.C. Code Ann. § 34-31-20(A). LIQUIDATED / ASCERTAINABLE claims only.
→ Full South Carolina prejudgment page — S.C. Code Ann. § 34-31-20(A), when it applies, accrual, compounding, and carve-outs.
Frequently asked
What is the post-judgment interest rate in South Carolina?
As of January 15, 2026, the South Carolina post-judgment interest rate is 10.75% per year. South Carolina judgment interest — a formula rate, reset twice a year.
What is the prejudgment interest rate in South Carolina?
South Carolina's prejudgment interest rate is 8.75% per year (fixed by statute). LIQUIDATED / ASCERTAINABLE claims only.
Is South Carolina judgment interest simple or compound, and when does it start?
See each rate's page for the exact compounding rule, accrual date, and statutory carve-outs — South Carolina prejudgment interest in particular turns on the type of claim.
Cite this page
StatuteRates. “South Carolina Judgment & Prejudgment Interest Rates.” StatuteRates.com. Accessed today. https://statuterates.com/states/south-carolina/ Each rate includes a cited source and recorded effective date; confirm the controlling authority before use.
Compare every state on the state interest-rate index and the prejudgment interest index, or enter a confirmed rate in the judgment interest and per-diem calculator. Reference data only — not legal advice.