{ "api_version": "v1", "generated_at": "2026-07-10T02:55:46.441Z", "attribution": "Source values are U.S. federal government works (public domain). Compiled by StatuteRates.", "license": "Compiled dataset offered for reference; values trace to official public-domain sources (see each record).", "data": { "count": 114, "observations": [ { "entity": "treasury-1-year-cmt", "entity_name": "1-Year Treasury Constant Maturity Yield (weekly average)", "metric": "annual_rate", "value": 3.95, "value_text": "3.95%", "unit": "percent_per_annum", "effective_date": "2026-07-06", "source_id": "fed-h15", "source_url": "https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=bf17364827e38702b42a58cf8eaa3f78&lastobs=520&filetype=csv&label=include&layout=seriescolumn", "retrieved_at": "2026-07-10T02:55:46.412Z", "confidence": "high", "method": "weekly-avg-of-daily-h15", "notes": "Weekly average of 1 daily H.15 1-year CMT observation(s) for the week beginning 2026-07-06." }, { "entity": "alabama-judgment-rate", "entity_name": "Alabama Judgment Interest Rate", "metric": "annual_rate", "value": 7.5, "value_text": "7.5%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "al-jud", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=8-8-10", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under Ala. Code § 8-8-10(a) — 7.5% per year, fixed by statute (simple interest). For a judgment \"based upon a contract action,\" interest runs \"at the same rate of interest as stated in the contract\" (the contract rate governs, not… Verify against the statute; not legal advice." }, { "entity": "alabama-prejudgment-rate", "entity_name": "Alabama Prejudgment Interest Rate", "metric": "annual_rate", "value": 6, "value_text": "6%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "al-prejud", "source_url": "https://alison.legislature.state.al.us/code-of-alabama?section=8-8-1", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under Ala. Code § 8-8-1 — 6% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Alabama’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "alaska-judgment-rate", "entity_name": "Alaska Judgment Interest Rate", "metric": "annual_rate", "value": 6.75, "value_text": "6.75%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "ak-jud", "source_url": "https://public.courts.alaska.gov/web/forms/docs/adm-505.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Alaska Stat. 09.30.070(a), currently 6.75% (as of January 1, 2026). Three (3) percentage points above the 12th Federal Reserve District discount rate in effect on January 2 of the year in which the judgment or decree is entered. The 12th FRD… Simple interest. A judgment founded on a written contract that specifies an interest rate (not exceeding the legal maximum) bears the contract rate if that rate is… Verify the current value at public.courts.alaska.gov; not legal advice." }, { "entity": "alaska-prejudgment-rate", "entity_name": "Alaska Prejudgment Interest Rate", "metric": "annual_rate", "value": 6.75, "value_text": "6.75%", "unit": "percent_per_annum", "effective_date": "2026-01-02", "source_id": "ak-prejud", "source_url": "https://public.courts.alaska.gov/web/forms/docs/adm-505.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under AS 09.30.070 — 6.75% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Alaska’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-01-02; verify at public.courts.alaska.gov. Not legal advice." }, { "entity": "arizona-judgment-rate", "entity_name": "Arizona Judgment Interest Rate", "metric": "annual_rate", "value": 7.75, "value_text": "7.75%", "unit": "percent_per_annum", "effective_date": "2026-07-08", "source_id": "az-ars", "source_url": "https://www.azleg.gov/ars/44/01201.htm", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under A.R.S. §44-1201(B): the lesser of 10% per annum or the Federal Reserve prime rate (Fed H.15) + 1 percentage point — currently 7.75% (prime ~6.75% + 1). Simple interest. A written agreement may set a different rate. Verify against the current prime rate; not legal advice." }, { "entity": "arizona-prejudgment-rate", "entity_name": "Arizona Prejudgment Interest Rate", "metric": "annual_rate", "value": 7.75, "value_text": "7.75%", "unit": "percent_per_annum", "effective_date": "2026-07-08", "source_id": "az-prejud", "source_url": "https://www.azleg.gov/ars/44/01201.htm", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under A.R.S. § 44-1201(A), & — 7.75% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Arizona’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-08; verify at azleg.gov. Not legal advice." }, { "entity": "arkansas-judgment-rate", "entity_name": "Arkansas Judgment Interest Rate", "metric": "annual_rate", "value": 5.75, "value_text": "5.75%", "unit": "percent_per_annum", "effective_date": "2026-07-08", "source_id": "ar-jud", "source_url": "https://www.federalreserve.gov/releases/h15/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Ark. Code Ann. § 16-65-114(a), currently 5.75% (as of July 8, 2026). Judgment interest rate = Federal Reserve primary credit rate (discount window primary credit rate) in effect on the date the judgment is entered + 2%. The primary credit rate… Simple interest. The old fixed 10% (or contract rate, whichever greater) was replaced by Act 995 of 2019 (effective 7/24/2019) with the current… Verify the current value at federalreserve.gov; not legal advice." }, { "entity": "arkansas-prejudgment-rate", "entity_name": "Arkansas Prejudgment Interest Rate", "metric": "annual_rate", "value": 5.75, "value_text": "5.75%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ar-prejud", "source_url": "https://codes.findlaw.com/ar/title-16-practice-procedure-and-courts/ar-code-sect-16-65-114/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under Ark. Code Ann. § 16-65-114(a)(1) — 5.75% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Arkansas’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-09; verify at codes.findlaw.com. Not legal advice." }, { "entity": "boe-bank-rate", "entity_name": "Bank of England Bank Rate", "metric": "annual_rate", "value": 3.75, "value_text": "3.75%", "unit": "percent_per_annum", "effective_date": "2025-12-18", "source_id": "boe-bank-rate", "source_url": "https://www.bankofengland.co.uk/boeapps/database/_iadb-fromshowcolumns.asp?csv.x=yes&Datefrom=01/Jan/2015&Dateto=now&SeriesCodes=IUDBEDR&CSVF=TN&UsingCodes=Y&VPD=Y&VFD=N", "retrieved_at": "2026-07-10T02:55:46.415Z", "confidence": "high", "method": "official-csv-changepoint", "notes": "Bank of England Bank Rate effective 2025-12-18 (official published value)." }, { "entity": "california-judgment-rate", "entity_name": "California Post-Judgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2024-01-01", "source_id": "ca-leginfo", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CCP§ionNum=685.010", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Default rate on money judgments under CCP §685.010(a)(1); simple interest, accruing daily (/365) on unpaid principal from entry of judgment. Carve-outs: 5% under §685.010(a)(2) for judgments entered/renewed on or after Jan 1, 2023 against a natural person on medical debt (principal < $200,000) or personal debt (< $50,000) — SB 1200 (2022); 7% where the judgment debtor is a state or local government entity (Cal. Const. art. XV §1). Effective date shown is the current statutory text (amended eff. Jan 1, 2024); the 10% default has applied since the early 1980s. Verify against the statute; not legal advice." }, { "entity": "california-prejudgment-rate", "entity_name": "California Prejudgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ca-prejud", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=3289.&lawCode=CIV", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under Cal. Civ. Code sec. 3287 — 10% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from California’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-09; verify at leginfo.legislature.ca.gov. Not legal advice." }, { "entity": "colorado-judgment-rate", "entity_name": "Colorado Judgment Interest Rate", "metric": "annual_rate", "value": 8, "value_text": "8%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "co-sos", "source_url": "https://www.coloradosos.gov/pubs/info_center/files/interest_rates.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under C.R.S. §5-12-102(4)(b): 8% per annum COMPOUNDED ANNUALLY on general money judgments absent a contract rate. Personal-injury/tort judgments use a separate rate under §13-21-101, and appealed money judgments a variable rate under §5-12-106 (certified each January 1 by the Colorado Secretary of State). Verify the current variable rates at coloradosos.gov; not legal advice." }, { "entity": "colorado-prejudgment-rate", "entity_name": "Colorado Prejudgment Interest Rate", "metric": "annual_rate", "value": 8, "value_text": "8%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "co-prejud", "source_url": "https://colorado.public.law/statutes/crs_5-12-102", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under C.R.S. 5-12-102 — 8%, compounded annually. This is PREjudgment interest (accruing before entry of judgment) and is separate from Colorado’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "connecticut-judgment-rate", "entity_name": "Connecticut Judgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "ct-jud", "source_url": "https://www.cga.ct.gov/current/pub/chap_673.htm", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under Conn. Gen. Stat. §37-3a — 10% per year, fixed by statute (simple interest). §37-3a covers both prejudgment and postjudgment interest as damages for detention of money; §37-3b postjudgment interest runs from the earlier of 20… Verify against the statute; not legal advice." }, { "entity": "connecticut-prejudgment-rate", "entity_name": "Connecticut Prejudgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ct-prejud", "source_url": "https://portal.ct.gov/wcc/statutes-and-regulations/do-not-use-related-statutes/2021-related-statutes/37-3a", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under Conn. Gen. Stat. § 37-3a(a) — 10% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Connecticut’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "dc-prejudgment-rate", "entity_name": "D.C. Prejudgment Interest Rate", "metric": "annual_rate", "value": 6, "value_text": "6%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "dc-prejud", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/15-108", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under D.C. Code § 15-108 — 6% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from D.C.’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "delaware-judgment-rate", "entity_name": "Delaware Judgment Interest Rate", "metric": "annual_rate", "value": 8.75, "value_text": "8.75%", "unit": "percent_per_annum", "effective_date": "2026-07-08", "source_id": "de-jud", "source_url": "https://delcode.delaware.gov/title6/c023/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under 6 Del. C. § 2301, currently 8.75% (as of July 8, 2026). Legal/post-judgment rate = Federal Reserve discount rate (in practice the Fed's \"primary credit rate,\" which replaced the old adjustment-credit discount rate in Jan 2003) + 5… Simple interest. Both pre-judgment and post-judgment interest use the same legal rate (5% over the discount rate). Per the official Delaware Courts guidance, the… Verify the current value at delcode.delaware.gov; not legal advice." }, { "entity": "delaware-prejudgment-rate", "entity_name": "Delaware Prejudgment Interest Rate", "metric": "annual_rate", "value": 8.75, "value_text": "8.75%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "de-prejud", "source_url": "https://delcode.delaware.gov/title6/c023/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under 6 Del. C. § 2301(a) — 8.75% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Delaware’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-09; verify at delcode.delaware.gov. Not legal advice." }, { "entity": "dc-judgment-rate", "entity_name": "District of Columbia Judgment Interest Rate", "metric": "annual_rate", "value": 5, "value_text": "5%", "unit": "percent_per_annum", "effective_date": "2026-04-01", "source_id": "dc-jud", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/28-3302", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under D.C. Code § 28-3302(c), currently 5% (as of April 1, 2026). . Rate = 70% of the rate set by the U.S. Secretary of the Treasury under IRC section 6621 (26 U.S.C. § 6621) for underpayments of tax, rounded to the nearest full percent (if… Simple interest. Judgments/decrees against the District of Columbia, its officers, or employees acting within scope of employment bear interest \"not exceeding 4% per… Verify the current value at code.dccouncil.gov; not legal advice." }, { "entity": "ecb-main-refinancing-rate", "entity_name": "ECB Main Refinancing Operations Rate", "metric": "annual_rate", "value": 2.4, "value_text": "2.4%", "unit": "percent_per_annum", "effective_date": "2026-06-17", "source_id": "ecb-mro", "source_url": "https://data-api.ecb.europa.eu/service/data/FM/B.U2.EUR.4F.KR.MRR_FR.LEV?format=csvdata&startPeriod=2015-01-01", "retrieved_at": "2026-07-10T02:55:46.418Z", "confidence": "high", "method": "official-csv-changepoint", "notes": "ECB Main Refinancing Operations rate effective 2026-06-17 (official published value)." }, { "entity": "eu-late-payment-reference", "entity_name": "EU Late Payment Directive Reference Rate", "metric": "annual_rate", "value": 2.4, "value_text": "2.4%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "ecb-mro", "source_url": "https://data-api.ecb.europa.eu/service/data/FM/B.U2.EUR.4F.KR.MRR_FR.LEV?format=csvdata&startPeriod=2015-01-01", "retrieved_at": "2026-07-10T02:55:46.418Z", "confidence": "medium", "method": "derived_eu_directive_2011_7_reference", "notes": "Derived: EU Late Payment Directive (2011/7/EU) reference rate = the ECB main refinancing rate in force on the first calendar day of the half-year (2026-07-01: 2.4%). A member state's statutory late-payment rate is this reference + at least 8 percentage points (e.g. 10.4% at the 8pp floor; some states add more — France +10, Germany +9). Reference, not legal advice." }, { "entity": "florida-judgment-rate", "entity_name": "Florida Judgment Interest Rate", "metric": "annual_rate", "value": 8.06, "value_text": "8.06%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "fl-cfo", "source_url": "https://myfloridacfo.com/division/aa/audits-reports/judgment-interest-rates", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest on judgments and decrees, set quarterly by the Florida Chief Financial Officer under Fla. Stat. §55.03 (12-month average of the New York Fed discount/primary-credit rate + 4 percentage points) — currently 8.06% for the quarter beginning July 1, 2026. Simple interest; a judgment’s rate re-adjusts each January 1 to the then-current CFO rate (§55.03(3)). Verify the current quarter at myfloridacfo.com; not legal advice." }, { "entity": "florida-prejudgment-rate", "entity_name": "Florida Prejudgment Interest Rate", "metric": "annual_rate", "value": 8.06, "value_text": "8.06%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "fl-prejud", "source_url": "https://myfloridacfo.com/division/aa/audits-reports/judgment-interest-rates", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under Fla. Stat. § 55.03 — 8.06% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Florida’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-09; verify at myfloridacfo.com. Not legal advice." }, { "entity": "georgia-judgment-rate", "entity_name": "Georgia Judgment Interest Rate", "metric": "annual_rate", "value": 9.75, "value_text": "9.75%", "unit": "percent_per_annum", "effective_date": "2026-07-08", "source_id": "ga-code", "source_url": "http://ga.elaws.us/law/section7-4-12", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under O.C.G.A. §7-4-12: the Federal Reserve prime rate (published in Fed release H.15) on the day of judgment + 3 percentage points, fixed for the life of the judgment — currently about 9.75% (prime ~6.75% + 3). Simple interest. A judgment on a written contract that specifies a rate carries the contract rate instead (§7-4-12(b)). Verify against the current prime rate; not legal advice." }, { "entity": "georgia-prejudgment-rate", "entity_name": "Georgia Prejudgment Interest Rate", "metric": "annual_rate", "value": 7, "value_text": "7%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ga-prejud", "source_url": "http://ga.elaws.us/law/section7-4-2", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under O.C.G.A. § 7-4-15 — 7% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Georgia’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "hawaii-judgment-rate", "entity_name": "Hawaii Judgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "hi-jud", "source_url": "https://www.capitol.hawaii.gov/hrscurrent/Vol11_Ch0476-0490/HRS0478/HRS_0478-0003.htm", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under Haw. Rev. Stat. 478-3. Related: 478-2 — 10% per year, fixed by statute (simple interest). 478-3 governs POST-judgment interest on any civil judgment at a flat 10%. PREJUDGMENT interest is separate — HRS 636-16 lets the judge designate the… Verify against the statute; not legal advice." }, { "entity": "hawaii-prejudgment-rate", "entity_name": "Hawaii Prejudgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "hi-prejud", "source_url": "https://data.capitol.hawaii.gov/sessions/session2017/HRS-Chapter-PDF's/HRS_0478.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under HRS 636-16 — 10% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Hawaii’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "idaho-judgment-rate", "entity_name": "Idaho Judgment Interest Rate", "metric": "annual_rate", "value": 8.875, "value_text": "8.875%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "id-jud", "source_url": "https://sto.idaho.gov/Banking/Legal-Rate-of-Interest", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Idaho Code § 28-22-104(2), currently 8.875% (as of July 1, 2026). Judgment rate = 5% + base rate in effect at time of entry of judgment. Base rate = weekly average yield on U.S. Treasury securities adjusted to a constant maturity of one (1)… Simple interest. § 28-22-104(2) applies \"unless the judgment is rendered on a written contract or agreement providing for a different rate of interest, in which case… Verify the current value at sto.idaho.gov; not legal advice." }, { "entity": "idaho-prejudgment-rate", "entity_name": "Idaho Prejudgment Interest Rate", "metric": "annual_rate", "value": 12, "value_text": "12%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "id-prejud", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/title28/t28ch22/sect28-22-104/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under Idaho Code 28-22-104(1) — 12% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Idaho’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "illinois-judgment-rate", "entity_name": "Illinois Judgment Interest Rate", "metric": "annual_rate", "value": 9, "value_text": "9%", "unit": "percent_per_annum", "effective_date": "2021-07-01", "source_id": "il-ilcs", "source_url": "https://www.ilga.gov/legislation/ilcs/fulltext?DocName=073500050K2-1303", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest at 9% per annum under 735 ILCS 5/2-1303 for general judgments — fixed by statute, computed as simple interest on the unsatisfied portion of the judgment. Carve-out: 6% per annum where the judgment debtor is a unit of local government. Verify against the statute; not legal advice." }, { "entity": "illinois-prejudgment-rate", "entity_name": "Illinois Prejudgment Interest Rate", "metric": "annual_rate", "value": 6, "value_text": "6% / 5%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "il-prejud", "source_url": "https://ilga.gov/documents/legislation/ilcs/documents/081502050K2.htm", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under 735 ILCS 5/2-1303(c) — 6% / 5% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Illinois’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "indiana-judgment-rate", "entity_name": "Indiana Judgment Interest Rate", "metric": "annual_rate", "value": 8, "value_text": "8%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "in-jud", "source_url": "https://iga.in.gov/laws/2025/ic/titles/24", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under Ind. Code § 24-4.6-1-101 — 8% per year, fixed by statute (simple interest). This 8% is POST-judgment (from verdict/finding to satisfaction). Prejudgment interest is separate — under the Tort Prejudgment Interest Statute, Ind.… Verify against the statute; not legal advice." }, { "entity": "indiana-prejudgment-rate", "entity_name": "Indiana Prejudgment Interest Rate", "metric": "annual_rate", "value": 8, "value_text": "8%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "in-prejud", "source_url": "https://iga.in.gov/laws/2024/ic/titles/24#24-4.6-1-103", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under Contract/liquidated: IC 24-4.6-1-103 — 8% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Indiana’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "iowa-judgment-rate", "entity_name": "Iowa Judgment Interest Rate", "metric": "annual_rate", "value": 5.95, "value_text": "5.95%", "unit": "percent_per_annum", "effective_date": "2026-07-06", "source_id": "ia-legis", "source_url": "https://www.legis.iowa.gov/docs/code/668.13.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "derived_ia_668_13_weekly_cmt_plus_2", "notes": "Derived: Iowa Code §668.13(3) sets judgment interest at the 1-year Treasury constant maturity (Fed H.15) \"settled immediately prior to the date of the judgment\" + 2 percentage points, computed daily (§668.13(5)). This series applies the weekly-average H.15 value + 2pp for each week. A contract rate governs if the judgment is on a contract that fixes one (§668.13(2)). Confirm against the Iowa Judicial Branch table; not legal advice." }, { "entity": "iowa-prejudgment-rate", "entity_name": "Iowa Prejudgment Interest Rate", "metric": "annual_rate", "value": 6.06, "value_text": "6.06%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ia-prejud", "source_url": "https://www.legis.iowa.gov/docs/code/668.13.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under Iowa Code § 668.13 — 6.06% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Iowa’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-09; verify at legis.iowa.gov. Not legal advice." }, { "entity": "irs-6603-federal-short-term", "entity_name": "IRC §6603 Deposit / Federal Short-Term Rate", "metric": "annual_rate", "value": 4, "value_text": "4%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "irs-6621", "source_url": "https://www.irs.gov/payments/quarterly-interest-rates", "retrieved_at": "2026-07-10T02:55:46.408Z", "confidence": "high", "method": "html-table", "notes": "IRS §6621 3Q2026 (Internal Revenue Code (IRC) 6603 deposit (federal short-term rate))." }, { "entity": "irs-gatt", "entity_name": "IRS GATT Rate (corporate overpayment over $10,000)", "metric": "annual_rate", "value": 4.5, "value_text": "4.5%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "irs-6621", "source_url": "https://www.irs.gov/payments/quarterly-interest-rates", "retrieved_at": "2026-07-10T02:55:46.408Z", "confidence": "high", "method": "html-table", "notes": "IRS §6621 3Q2026 (GATT (part of a corporate overpayment exceeding $10,000))." }, { "entity": "irs-large-corporate-underpayment", "entity_name": "IRS Large Corporate Underpayment Rate (LCU)", "metric": "annual_rate", "value": 9, "value_text": "9%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "irs-6621", "source_url": "https://www.irs.gov/payments/quarterly-interest-rates", "retrieved_at": "2026-07-10T02:55:46.408Z", "confidence": "high", "method": "html-table", "notes": "IRS §6621 3Q2026 (Large corporate underpayment (LCU))." }, { "entity": "irs-overpayment-corporate", "entity_name": "IRS Overpayment Interest Rate — Corporate", "metric": "annual_rate", "value": 6, "value_text": "6%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "irs-6621", "source_url": "https://www.irs.gov/payments/quarterly-interest-rates", "retrieved_at": "2026-07-10T02:55:46.408Z", "confidence": "high", "method": "html-table", "notes": "IRS §6621 3Q2026 (Corporate overpayment)." }, { "entity": "irs-overpayment-noncorporate", "entity_name": "IRS Overpayment Interest Rate — Non-Corporate", "metric": "annual_rate", "value": 7, "value_text": "7%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "irs-6621", "source_url": "https://www.irs.gov/payments/quarterly-interest-rates", "retrieved_at": "2026-07-10T02:55:46.408Z", "confidence": "high", "method": "html-table", "notes": "IRS §6621 3Q2026 (Non-corporate overpayment (for example, individual))." }, { "entity": "irs-underpayment", "entity_name": "IRS Underpayment Interest Rate (§6621)", "metric": "annual_rate", "value": 7, "value_text": "7%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "irs-6621", "source_url": "https://www.irs.gov/payments/quarterly-interest-rates", "retrieved_at": "2026-07-10T02:55:46.408Z", "confidence": "high", "method": "html-table", "notes": "IRS §6621 3Q2026 (Underpayment (corporate and non-corporate))." }, { "entity": "kansas-judgment-rate", "entity_name": "Kansas Judgment Interest Rate", "metric": "annual_rate", "value": 7.75, "value_text": "7.75%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "ks-jud", "source_url": "https://sos.ks.gov/general-services/finance-rates.html", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Kan. Stat. Ann. 16-204, currently 7.75% (as of July 1, 2026). . Formula = New York Federal Reserve Bank discount rate (charge on loans to depository institutions, as reported in the \"Money Rates\" column of the Wall Street Journal) as of… Simple interest. This 16-204 rate is POST-judgment. Prejudgment interest is governed separately by K.S.A. 16-201 (10% per annum when no other rate agreed). CONTRACT:… Verify the current value at sos.ks.gov; not legal advice." }, { "entity": "kansas-prejudgment-rate", "entity_name": "Kansas Prejudgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ks-prejud", "source_url": "https://ksrevisor.gov/statutes/chapters/ch16/016_002_0001.html", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under K.S.A. 16-201 — 10% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Kansas’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "kentucky-judgment-rate", "entity_name": "Kentucky Judgment Interest Rate", "metric": "annual_rate", "value": 6, "value_text": "6%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ky-jud", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45719", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under KRS 360.040 — 6% per year, fixed by statute, compounded annually. Default (tort/general/unpaid money judgments, and prejudgment interest once reduced to judgment): 6% compounded annually [KRS 360.040(1)]. CHILD… Verify against the statute; not legal advice." }, { "entity": "kentucky-prejudgment-rate", "entity_name": "Kentucky Prejudgment Interest Rate", "metric": "annual_rate", "value": 8, "value_text": "8%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ky-prejud", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=47989", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under KRS 360.010(1) — 8% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Kentucky’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "louisiana-judgment-rate", "entity_name": "Louisiana Judgment Interest Rate", "metric": "annual_rate", "value": 7.5, "value_text": "7.5%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "la-jud", "source_url": "https://ofi.la.gov/legal/statutes-rules-policies-opinions/judicial-interest-rates/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under La. R.S. 13:4202(B), currently 7.5% (as of January 1, 2026). . Formula: Federal Reserve Board of Governors approved \"discount rate\" (published daily in the Wall Street Journal), ascertained by the Commissioner on the first business day… Simple interest. Louisiana uses one unified \"judicial interest\" (= \"legal interest\") rate; La. R.S. 13:4203 provides interest attaches from the date of judicial… Verify the current value at ofi.la.gov; not legal advice." }, { "entity": "louisiana-prejudgment-rate", "entity_name": "Louisiana Prejudgment Interest Rate", "metric": "annual_rate", "value": 7.5, "value_text": "7.5%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "la-prejud", "source_url": "https://ofi.la.gov/legal/statutes-rules-policies-opinions/judicial-interest-rates/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under La. R.S. 13:4202 — 7.5% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Louisiana’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-01-01; verify at ofi.la.gov. Not legal advice." }, { "entity": "maine-judgment-rate", "entity_name": "Maine Judgment Interest Rate", "metric": "annual_rate", "value": 9.51, "value_text": "9.51%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "me-jud", "source_url": "https://legislature.maine.gov/statutes/14/title14sec1602-C.html", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under 14 M.R.S. §1602-C, currently 9.51% (as of January 1, 2026). The weekly-average one-year Treasury constant maturity yield (Fed H.15) for the last full week of the prior calendar year, plus 6 percentage points, fixed for the year. For… Simple interest. Contract or note actions with an interest provision use the greater of the contract rate or the statutory Treasury-plus-6 rate; all other actions use… Verify the current value at legislature.maine.gov; not legal advice." }, { "entity": "maine-prejudgment-rate", "entity_name": "Maine Prejudgment Interest Rate", "metric": "annual_rate", "value": 6.51, "value_text": "6.51%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "me-prejud", "source_url": "https://legislature.maine.gov/statutes/14/title14sec1602-B.html", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under 14 M.R.S. § 1602-B — 6.51% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Maine’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-09; verify at legislature.maine.gov. Not legal advice." }, { "entity": "maryland-judgment-rate", "entity_name": "Maryland Judgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "md-jud", "source_url": "https://mgaleg.maryland.gov/mgawebsite/laws/StatuteText?article=gcj§ion=11-107", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under Md. Code, Courts & Judicial Proceedings Section 11-107(a) — 10% per year, fixed by statute (simple interest). Under the \"except as provided in Section 11-106\" clause, a money judgment on a contract for a loan of money carries interest at the RATE CHARGED IN… Verify against the statute; not legal advice." }, { "entity": "maryland-prejudgment-rate", "entity_name": "Maryland Prejudgment Interest Rate", "metric": "annual_rate", "value": 6, "value_text": "6%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "md-prejud", "source_url": "https://mgaleg.maryland.gov/Pubs/LegisLegal/2025-constitution-maryland-us.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under Md. Const. Art. III, sec. 57 — 6% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Maryland’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "massachusetts-judgment-rate", "entity_name": "Massachusetts Judgment Interest Rate", "metric": "annual_rate", "value": 12, "value_text": "12%", "unit": "percent_per_annum", "effective_date": "2026-07-08", "source_id": "ma-legislature", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter231/Section6B", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "12% per annum under both M.G.L. c.231 §6B (tort; from commencement of the action) and §6C (contract; from breach/demand, or commencement if not established). Applied as simple interest in MA practice. Carve-outs: an established contract rate displaces the §6C default; judgments against the commonwealth bear interest per §6I (weekly-average 1-yr Treasury CMT, capped at 10%). The official statute pages show no amendment history; the 12% figure has been stable since the early 1980s. Date shown is when the current text was verified (2026-07-08). Verify against the statute; not legal advice." }, { "entity": "massachusetts-prejudgment-rate", "entity_name": "Massachusetts Prejudgment Interest Rate", "metric": "annual_rate", "value": 12, "value_text": "12%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ma-prejud", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter231/Section6B", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under M.G.L. c. 231, § 6B — 12% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Massachusetts’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "michigan-judgment-rate", "entity_name": "Michigan Judgment Interest Rate", "metric": "annual_rate", "value": 4.725, "value_text": "4.725%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "mi-legislature", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-6013", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under MCL §600.6013 (Michigan’s judgment interest runs from the filing of the complaint): the general rate is 1 percentage point above the six-month average of 5-year U.S. Treasury note auctions, certified by the State Treasurer and reset each January 1 and July 1, COMPOUNDED ANNUALLY — currently 4.725% (period beginning Jan 1, 2026). Judgments on a written instrument use a separate rate (the instrument’s rate, capped at 13%). Verify the current period at legislature.mi.gov; not legal advice." }, { "entity": "michigan-prejudgment-rate", "entity_name": "Michigan Prejudgment Interest Rate", "metric": "annual_rate", "value": 4.725, "value_text": "4.725%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "mi-prejud", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-6013", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under MCL 600.6013 — 4.725%, compounded annually. This is PREjudgment interest (accruing before entry of judgment) and is separate from Michigan’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-01-01; verify at legislature.mi.gov. Not legal advice." }, { "entity": "minnesota-judgment-rate", "entity_name": "Minnesota Judgment Interest Rate", "metric": "annual_rate", "value": 4, "value_text": "4% / 10%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "mn-jud", "source_url": "https://www.revisor.mn.gov/court_rules/rule/msinte/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Minn. Stat. § 549.09, subd. 1(c), currently 4% / 10% (as of January 1, 2026). , set annually by the Minnesota State Court Administrator by December 20 for the succeeding calendar year. Rate = the secondary market yield / one-year constant maturity… Simple interest. Standard variable Treasury-indexed rate (4% floor) applies to judgments/awards of $50,000 or less, and to ALL judgments/awards for or against the… Verify the current value at revisor.mn.gov; not legal advice." }, { "entity": "minnesota-prejudgment-rate", "entity_name": "Minnesota Prejudgment Interest Rate", "metric": "annual_rate", "value": 4, "value_text": "4%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "mn-prejud", "source_url": "https://www.revisor.mn.gov/statutes/cite/549.09", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under Minn. Stat. § 549.09, subd. 1(b) — 4% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Minnesota’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-09; verify at revisor.mn.gov. Not legal advice." }, { "entity": "mississippi-prejudgment-rate", "entity_name": "Mississippi Prejudgment Interest Rate", "metric": "annual_rate", "value": 8, "value_text": "8%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ms-prejud", "source_url": "https://law.justia.com/codes/mississippi/title-75/chapter-17/general-provisions/section-75-17-7/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under Miss. Code Ann. § 75-17-7 — 8% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Mississippi’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "missouri-judgment-rate", "entity_name": "Missouri Judgment Interest Rate", "metric": "annual_rate", "value": 9, "value_text": "9%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "mo-jud", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=408.040", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Mo. Rev. Stat. §408.040, currently 9% (as of July 9, 2026). 040: - NON-TORT judgments: fixed by statute at 9% per annum; but \"judgments and orders for money upon contracts bearing more than nine percent interest shall bear the same… Simple interest. NON-TORT (contract and all other non-tort money judgments) = 9% flat, or the contract rate if the contract bears more than 9%. TORT = Fed Funds… Verify the current value at revisor.mo.gov; not legal advice." }, { "entity": "missouri-prejudgment-rate", "entity_name": "Missouri Prejudgment Interest Rate", "metric": "annual_rate", "value": 8.75, "value_text": "8.75%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "mo-prejud", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=408.040", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under Mo. Rev. Stat. § 408.040 — 8.75% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Missouri’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-09; verify at revisor.mo.gov. Not legal advice." }, { "entity": "montana-judgment-rate", "entity_name": "Montana Judgment Interest Rate", "metric": "annual_rate", "value": 9.75, "value_text": "9.75%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "mt-jud", "source_url": "https://mca.legmt.gov/bills/mca/title_0250/chapter_0090/part_0020/section_0050/0250-0090-0020-0050.html", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Mont. Code Ann. § 25-9-205, currently 9.75% (as of January 1, 2026). Rate = (bank prime loan rate published in the Federal Reserve System's H.15 \"Selected Interest Rates\" release, or any superseding publication, on the day judgment is entered)… Simple interest. For a judgment involving a contractual obligation that specifies an interest rate, post-judgment interest is paid at the rate specified in the… Verify the current value at mca.legmt.gov; not legal advice." }, { "entity": "montana-prejudgment-rate", "entity_name": "Montana Prejudgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "mt-prejud", "source_url": "https://mca.legmt.gov/bills/mca/title_0270/chapter_0010/part_0020/section_0110/0270-0010-0020-0110.html", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under MCA 27-1-211 — 10% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Montana’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "nebraska-judgment-rate", "entity_name": "Nebraska Judgment Interest Rate", "metric": "annual_rate", "value": 5.97, "value_text": "5.97%", "unit": "percent_per_annum", "effective_date": "2026-07-16", "source_id": "ne-jud", "source_url": "https://nebraskajudicial.gov/rules/administrative-policies-schedules/judgment-interest-rate", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Neb. Rev. Stat. § 45-103, currently 5.97% (as of July 16, 2026). Rate = (bond investment yield of the average accepted auction price for the first auction of each annual quarter of the 26-week U.S. Treasury bill, as published by the U.S.… Simple interest. Statutory rate does NOT apply where (1) the interest rate is specifically provided by other law, or (2) the action is founded on an oral or written… Verify the current value at nebraskajudicial.gov; not legal advice." }, { "entity": "nebraska-prejudgment-rate", "entity_name": "Nebraska Prejudgment Interest Rate", "metric": "annual_rate", "value": 12, "value_text": "12%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ne-prejud", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=45-104", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under Neb. Rev. Stat. sec. 45-104 — 12% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Nebraska’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "nevada-judgment-rate", "entity_name": "Nevada Judgment Interest Rate", "metric": "annual_rate", "value": 8.75, "value_text": "8.75%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "nv-jud", "source_url": "https://fid.nv.gov/uploadedFiles/fidnvgov/content/Resources/Prime%20Interest%20Rate%20July%201,%202026.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Nev. Rev. Stat. 17.130(2), currently 8.75% (as of July 1, 2026). Post-judgment rate = (prime rate at the largest bank in Nevada as ascertained by the Commissioner of Financial Institutions on the Jan 1 or Jul 1 immediately preceding the… Simple interest. Interest runs from time of SERVICE of the summons and complaint until satisfied, EXCEPT amounts representing FUTURE damages, which draw interest only… Verify the current value at fid.nv.gov; not legal advice." }, { "entity": "nevada-prejudgment-rate", "entity_name": "Nevada Prejudgment Interest Rate", "metric": "annual_rate", "value": 8.75, "value_text": "8.75%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "nv-prejud", "source_url": "https://www.leg.state.nv.us/NRS/NRS-099.html", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under NRS 99.040 — 8.75% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Nevada’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-09; verify at leg.state.nv.us. Not legal advice." }, { "entity": "new-hampshire-judgment-rate", "entity_name": "New Hampshire Judgment Interest Rate", "metric": "annual_rate", "value": 5.7, "value_text": "5.7%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "nh-jud", "source_url": "https://www.courts.nh.gov/our-courts/superior-court/civil/civil-interest-rates", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under N.H. Rev. Stat. Ann. 336:1, II, currently 5.7% (as of January 1, 2026). , reset annually. Formula (RSA 336:1, II): prevailing discount rate on 26-week U.S. Treasury bills at the last auction preceding the last day of September of the prior year,… Simple interest. RSA 336:1, II applies the SAME rate to \"judgments, including prejudgment interest\" — one unified statutory rate covers both; no tort/contract… Verify the current value at courts.nh.gov; not legal advice." }, { "entity": "new-hampshire-prejudgment-rate", "entity_name": "New Hampshire Prejudgment Interest Rate", "metric": "annual_rate", "value": 5.7, "value_text": "5.7%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "nh-prejud", "source_url": "https://www.courts.nh.gov/our-courts/superior-court/civil/civil-interest-rates", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under RSA 336:1, II — 5.7% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from New Hampshire’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-01-01; verify at courts.nh.gov. Not legal advice." }, { "entity": "new-jersey-judgment-rate", "entity_name": "New Jersey Judgment Interest Rate", "metric": "annual_rate", "value": 4.5, "value_text": "4.5% / 6.5%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "nj-courts", "source_url": "https://www.njcourts.gov/notices/notice-post-judgment-interest-rate-calendar-year-2026-rule-442-11", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest set annually by the New Jersey Judiciary under Court Rule R. 4:42-11: a base rate tied to the State Cash Management Fund’s prior-year return — for 2026, 4.5% on judgments up to $20,000, and 6.5% (base + 2%) on judgments over $20,000. Simple interest. Verify the current year’s Notice to the Bar at njcourts.gov; not legal advice." }, { "entity": "new-jersey-prejudgment-rate", "entity_name": "New Jersey Prejudgment Interest Rate", "metric": "annual_rate", "value": 4.5, "value_text": "4.5%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "nj-prejud", "source_url": "https://www.njcourts.gov/sites/default/files/courts/civil/postprejudgmentrates.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under N.J. Ct. R. 4:42-11(b) — 4.5% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from New Jersey’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-01-01; verify at njcourts.gov. Not legal advice." }, { "entity": "new-mexico-judgment-rate", "entity_name": "New Mexico Judgment Interest Rate", "metric": "annual_rate", "value": 8.75, "value_text": "8.75%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "nm-jud", "source_url": "https://law.justia.com/codes/new-mexico/chapter-56/article-8/section-56-8-4/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under N.M. Stat. Ann. § 56-8-4 — 8.75% per year, fixed by statute (simple interest). If the judgment is based on tortious conduct, bad faith, or intentional or willful acts, post-judgment interest is 15% (not 8.75%); plaintiff… Verify against the statute; not legal advice." }, { "entity": "new-mexico-prejudgment-rate", "entity_name": "New Mexico Prejudgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "nm-prejud", "source_url": "https://codes.findlaw.com/nm/chapter-56-commercial-instruments-and-transactions/nm-st-sect-56-8-4/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under NMSA 1978, Sec. 56-8-4(B) — 10% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from New Mexico’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "new-york-consumer-debt-judgment-rate", "entity_name": "New York Consumer-Debt Judgment Interest Rate", "metric": "annual_rate", "value": 2, "value_text": "2%", "unit": "percent_per_annum", "effective_date": "2022-04-30", "source_id": "ny-senate", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/5004", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "CPLR 5004 as amended by the Fair Consumer Judgment Interest Act (L.2021 ch.831, eff. Apr 30, 2022): 2% per annum where a natural person is a defendant in an action arising out of consumer debt (obligations from transactions primarily for personal, family or household purposes). Also applies from Apr 30, 2022 forward to the unpaid portion of earlier consumer-debt judgments. Verify against the statute; not legal advice." }, { "entity": "new-york-judgment-rate", "entity_name": "New York Judgment Interest Rate", "metric": "annual_rate", "value": 9, "value_text": "9%", "unit": "percent_per_annum", "effective_date": "2022-04-30", "source_id": "ny-senate", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/5004", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "General rate under CPLR 5004(a): 9% per annum \"except where otherwise provided by statute\". Treated as simple interest in NY practice. For judgments arising out of CONSUMER DEBT against a natural person the rate is 2% (see the companion consumer-debt series). Effective date shown is when the current statutory scheme took effect (L.2021 ch.831, eff. Apr 30, 2022); the 9% general rate long predates it. Verify against the statute; not legal advice." }, { "entity": "new-york-prejudgment-rate", "entity_name": "New York Prejudgment Interest Rate", "metric": "annual_rate", "value": 9, "value_text": "9%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ny-prejud", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/5004", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under N.Y. C.P.L.R. 5004 — 9% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from New York’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "north-carolina-judgment-rate", "entity_name": "North Carolina Judgment Interest Rate", "metric": "annual_rate", "value": 8, "value_text": "8%", "unit": "percent_per_annum", "effective_date": "2016-12-01", "source_id": "nc-ncleg", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_24/GS_24-5.html", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest at North Carolina’s legal rate of 8% per annum — N.C.G.S. §24-5 pegs judgment interest to the §24-1 legal rate (8%), or the contract rate for judgments on a contract. Fixed by statute; simple interest. Verify against the statute; not legal advice." }, { "entity": "north-carolina-prejudgment-rate", "entity_name": "North Carolina Prejudgment Interest Rate", "metric": "annual_rate", "value": 8, "value_text": "8%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "nc-prejud", "source_url": "https://www.ncleg.net/EnactedLegislation/Statutes/PDF/BySection/Chapter_24/GS_24-5.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under N.C. Gen. Stat. 24-5 — 8% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from North Carolina’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "north-dakota-judgment-rate", "entity_name": "North Dakota Judgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "nd-jud", "source_url": "https://www.ndcourts.gov/state-court-administration/interest-rate-on-judgments", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under N.D.C.C. § 28-20-34, currently 10% (as of January 1, 2026). , reset annually. Rate = (U.S. prime rate as published/reported in the Wall Street Journal on the first Monday in December of the prior year) + 3 percentage points, then… Simple interest. Contract rate governs first — if the original instrument on which the action was based specifies an interest rate, judgment interest accrues at THAT… Verify the current value at ndcourts.gov; not legal advice." }, { "entity": "north-dakota-prejudgment-rate", "entity_name": "North Dakota Prejudgment Interest Rate", "metric": "annual_rate", "value": 6, "value_text": "6%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "nd-prejud", "source_url": "https://ndlegis.gov/cencode/t32c03.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under N.D.C.C. § 32-03-04 — 6% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from North Dakota’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "ohio-judgment-rate", "entity_name": "Ohio Judgment Interest Rate", "metric": "annual_rate", "value": 7, "value_text": "7%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "oh-tax", "source_url": "https://tax.ohio.gov/individual/resources/annual-interest-rates", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Ohio Rev. Code §1343.03(B), at the rate the Ohio Tax Commissioner sets annually under §5703.47 (the federal short-term rate for the year, rounded, + 3 percentage points) — currently 7% for 2026. Simple interest. A written contract specifying a different rate controls (§1343.03(A)). Verify the current year at tax.ohio.gov; not legal advice." }, { "entity": "ohio-prejudgment-rate", "entity_name": "Ohio Prejudgment Interest Rate", "metric": "annual_rate", "value": 7, "value_text": "7%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "oh-prejud", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-1343.03", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under Ohio Rev. Code 1343.03 — 7% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Ohio’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-01-01; verify at codes.ohio.gov. Not legal advice." }, { "entity": "oklahoma-judgment-rate", "entity_name": "Oklahoma Judgment Interest Rate", "metric": "annual_rate", "value": 8.75, "value_text": "8.75%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "ok-jud", "source_url": "https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=551111", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under 12 O.S. Sec. 727.1, currently 8.75% (as of January 1, 2026). . Postjudgment rate = the prime rate as listed in the FIRST edition of the Wall Street Journal published for the calendar year, certified to the Administrative Director of… Simple interest. Different formulas. Postjudgment = WSJ prime + 2% (8.75% for 2026). Prejudgment = average U.S. Treasury Bill rate of the preceding calendar year,… Verify the current value at oscn.net; not legal advice." }, { "entity": "oklahoma-prejudgment-rate", "entity_name": "Oklahoma Prejudgment Interest Rate", "metric": "annual_rate", "value": 4.13, "value_text": "4.13%", "unit": "percent_per_annum", "effective_date": "2026-01-02", "source_id": "ok-prejud", "source_url": "https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=551111", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under 12 O.S. Sec. 727.1 — 4.13% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Oklahoma’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-01-02; verify at oscn.net. Not legal advice." }, { "entity": "oregon-judgment-rate", "entity_name": "Oregon Judgment Interest Rate", "metric": "annual_rate", "value": 9, "value_text": "9%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "or-jud", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors082.html", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under ORS 82.010(2) — 9% per year, fixed by statute (simple interest). 9%/yr simple (ORS 82.010(2)(a)). Applies to money judgments; also accrues on pre-judgment interest that accrued before entry, and on attorney fees… Verify against the statute; not legal advice." }, { "entity": "oregon-prejudgment-rate", "entity_name": "Oregon Prejudgment Interest Rate", "metric": "annual_rate", "value": 9, "value_text": "9%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "or-prejud", "source_url": "https://oregon.public.law/statutes/ors_82.010", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under ORS 82.010(1)(a) — 9% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Oregon’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "pennsylvania-judgment-rate", "entity_name": "Pennsylvania Judgment Interest Rate", "metric": "annual_rate", "value": 6, "value_text": "6%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "pa-statutes", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.081.001.000..HTM", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest at Pennsylvania’s legal rate of 6% per annum — 42 Pa.C.S. §8101 sets judgment interest at \"the lawful rate,\" which 41 P.S. §202 fixes at 6%. Simple interest; written into statute and unchanged for decades. A contract judgment can carry a higher lawful contract rate if the documents set one. Verify against the statute; not legal advice." }, { "entity": "pennsylvania-prejudgment-rate", "entity_name": "Pennsylvania Prejudgment Interest Rate", "metric": "annual_rate", "value": 6, "value_text": "6%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "pa-prejud", "source_url": "https://www.pacodeandbulletin.gov/secure/pacode/data/231/chapter200/s238.html", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under 41 P.S. Sec. 202 — 6% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Pennsylvania’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "rhode-island-judgment-rate", "entity_name": "Rhode Island Judgment Interest Rate", "metric": "annual_rate", "value": 12, "value_text": "12%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ri-jud", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-21/9-21-10.HTM", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under R.I. Gen. Laws § 9-21-10 — 12% per year, fixed by statute (simple interest). Carve-outs affect scope/accrual date, not the rate. (1) Pre- vs post-judgment: § 9-21-10(a) provides prejudgment interest at 12% from the date the… Verify against the statute; not legal advice." }, { "entity": "rhode-island-prejudgment-rate", "entity_name": "Rhode Island Prejudgment Interest Rate", "metric": "annual_rate", "value": 12, "value_text": "12%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ri-prejud", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-21/9-21-10.HTM", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under R.I. Gen. Laws § 9-21-10 — 12% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Rhode Island’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "south-carolina-judgment-rate", "entity_name": "South Carolina Judgment Interest Rate", "metric": "annual_rate", "value": 10.75, "value_text": "10.75%", "unit": "percent_per_annum", "effective_date": "2026-01-15", "source_id": "sc-jud", "source_url": "https://www.scstatehouse.gov/code/t34c031.php", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under S.C. Code Ann. § 34-31-20(B), currently 10.75% (as of January 15, 2026). Legal rate = (prime rate as listed in the first edition of the Wall Street Journal published for the calendar year for which damages are awarded) + 4 percentage points,… Compounded annually. This is the rate on money decrees and judgments under § 34-31-20(B), applicable to all judgments entered on or after July 1, 2005. TRANSITIONAL: for… Verify the current value at scstatehouse.gov; not legal advice." }, { "entity": "south-carolina-prejudgment-rate", "entity_name": "South Carolina Prejudgment Interest Rate", "metric": "annual_rate", "value": 8.75, "value_text": "8.75%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "sc-prejud", "source_url": "https://www.scstatehouse.gov/code/t34c031.php", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under S.C. Code Ann. § 34-31-20(A) — 8.75% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from South Carolina’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "south-dakota-judgment-rate", "entity_name": "South Dakota Judgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "sd-jud", "source_url": "https://sdlegislature.gov/Statutes/54-3-5.1", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under SDCL § 54-3-5.1 — 10% per year, fixed by statute (simple interest). Post-judgment default is Category B = 10% under SDCL 54-3-5.1. EXCLUSIONS from that section (these are NOT at the flat Category B judgment rate): (1)… Verify against the statute; not legal advice." }, { "entity": "south-dakota-prejudgment-rate", "entity_name": "South Dakota Prejudgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "sd-prejud", "source_url": "https://sdlegislature.gov/Statutes/21-1-13.1", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under SDCL 21-1-13.1 — 10% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from South Dakota’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-09; verify at sdlegislature.gov. Not legal advice." }, { "entity": "tennessee-judgment-rate", "entity_name": "Tennessee Judgment Interest Rate", "metric": "annual_rate", "value": 8.75, "value_text": "8.75%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "tn-courts", "source_url": "https://www.tncourts.gov/tennessee-judgment-interest-rates", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Tenn. Code §47-14-121: the \"formula rate\" (the weekly-average prime loan rate published by the Fed, announced by the TN Commissioner of Financial Institutions) minus 2 percentage points, fixed at judgment — currently 8.75% (judgments entered in the quarter beginning July 1, 2026). Simple interest. Verify the current rate at tncourts.gov; not legal advice." }, { "entity": "tennessee-prejudgment-rate", "entity_name": "Tennessee Prejudgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "tn-prejud", "source_url": "https://codes.findlaw.com/tn/title-47-commercial-instruments-and-transactions/tn-code-sect-47-14-123/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under Tenn. Code Ann. § 47-14-123 — 10% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Tennessee’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "texas-judgment-rate", "entity_name": "Texas Judgment Interest Rate", "metric": "annual_rate", "value": 6.75, "value_text": "6.75%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "tx-occc", "source_url": "https://occc.texas.gov/publications/interest-rates/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest on money judgments not on an interest-bearing contract, under Tex. Fin. Code §304.003: the Federal Reserve prime rate with a 5% floor and 15% cap — currently 6.75% (July 2026, published by the Texas OCCC). The rate is fixed at entry for the life of the judgment and COMPOUNDS ANNUALLY (§304.006). Judgments on a contract that sets interest instead use §304.002 (lesser of the contract rate or 18%). Verify the current period at occc.texas.gov; not legal advice." }, { "entity": "texas-prejudgment-rate", "entity_name": "Texas Prejudgment Interest Rate", "metric": "annual_rate", "value": 6.75, "value_text": "6.75%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "tx-prejud", "source_url": "https://statutes.capitol.texas.gov/Docs/FI/pdf/FI.304.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under Tex. Fin. Code Sec. 304.102 — 6.75% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Texas’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-09; verify at statutes.capitol.texas.gov. Not legal advice." }, { "entity": "us-federal-post-judgment", "entity_name": "U.S. Federal Post-Judgment Interest Rate (28 U.S.C. §1961)", "metric": "annual_rate", "value": 3.95, "value_text": "3.95%", "unit": "percent_per_annum", "effective_date": "2026-07-06", "source_id": "fed-h15", "source_url": "https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=bf17364827e38702b42a58cf8eaa3f78&lastobs=520&filetype=csv&label=include&layout=seriescolumn", "retrieved_at": "2026-07-10T02:55:46.412Z", "confidence": "medium", "method": "derived_28usc1961_weekly_avg_h15_1yr_cmt", "notes": "Derived: equals the weekly-average 1-year Treasury constant-maturity yield (Fed H.15) for the week. Under 28 U.S.C. §1961, the post-judgment rate for a judgment is the weekly-average 1-year CMT for the calendar week PRECEDING the judgment date, rounded per the statute. Confirm the exact applicable week against your district court’s published table. Reference, not legal advice." }, { "entity": "uk-late-payment-commercial", "entity_name": "UK Statutory Interest on Late Commercial Payments", "metric": "annual_rate", "value": 11.75, "value_text": "11.75%", "unit": "percent_per_annum", "effective_date": "2026-07-01", "source_id": "boe-bank-rate", "source_url": "https://www.bankofengland.co.uk/boeapps/database/_iadb-fromshowcolumns.asp?csv.x=yes&Datefrom=01/Jan/2015&Dateto=now&SeriesCodes=IUDBEDR&CSVF=TN&UsingCodes=Y&VPD=Y&VFD=N", "retrieved_at": "2026-07-10T02:55:46.415Z", "confidence": "medium", "method": "derived_uk_lpa1998_baserate_plus_8", "notes": "Derived: UK statutory interest on late commercial (B2B) debts = the Bank of England base rate in force on the reference date (2026-06-30: 3.75%) + 8 percentage points, fixed for this six-month period under the Late Payment of Commercial Debts (Interest) Act 1998. Reference, not legal advice." }, { "entity": "utah-judgment-rate", "entity_name": "Utah Judgment Interest Rate", "metric": "annual_rate", "value": 5.51, "value_text": "5.51%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "ut-jud", "source_url": "https://www.utcourts.gov/en/court-records-publications/resources/interest-rates/interestrates.html", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Utah Code Ann. Sec. 15-1-4, currently 5.51% (as of January 1, 2026). (federal postjudgment interest rate as of January 1 of the year the judgment is entered) + 2%. The \"federal postjudgment interest rate\" is defined by Sec. 15-1-4(1) as the… Simple interest. Contract judgments (Sec. 15-1-4(2)(a)): a judgment rendered on a lawful contract conforms to the contract and bears the interest rate agreed by the… Verify the current value at utcourts.gov; not legal advice." }, { "entity": "utah-prejudgment-rate", "entity_name": "Utah Prejudgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "ut-prejud", "source_url": "https://le.utah.gov/xcode/Title15/Chapter1/15-1-S1.html", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under Utah Code Ann. 15-1-1(2) — 10% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Utah’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "vermont-judgment-rate", "entity_name": "Vermont Judgment Interest Rate", "metric": "annual_rate", "value": 12, "value_text": "12%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "vt-jud", "source_url": "https://legislature.vermont.gov/statutes/section/09/004/00041a", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under 9 V.S.A. § 41a(a) — 12% per year, fixed by statute (simple interest). No pre- vs post-judgment split in the rate itself: Vermont applies the same 12% legal rate to prejudgment interest (as of right on… Verify against the statute; not legal advice." }, { "entity": "vermont-prejudgment-rate", "entity_name": "Vermont Prejudgment Interest Rate", "metric": "annual_rate", "value": 12, "value_text": "12%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "vt-prejud", "source_url": "https://legislature.vermont.gov/statutes/section/09/004/00041a", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under 9 V.S.A. § 41a(a) — 12% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Vermont’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "virginia-judgment-rate", "entity_name": "Virginia Judgment Interest Rate", "metric": "annual_rate", "value": 6, "value_text": "6%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "va-code", "source_url": "https://law.lis.virginia.gov/vacode/title6.2/chapter3/section6.2-302/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest at Virginia’s judgment rate of 6% per annum — Va. Code §6.2-302 (with §8.01-382) fixes 6% for judgments that do not specify a rate. Simple interest. A judgment on a contract carries the higher of the lawful contract rate or 6%. Verify against the statute; not legal advice." }, { "entity": "virginia-prejudgment-rate", "entity_name": "Virginia Prejudgment Interest Rate", "metric": "annual_rate", "value": 6, "value_text": "6%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "va-prejud", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter13/section8.01-382/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under Va. Code Ann. § 8.01-382 — 6% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Virginia’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "washington-judgment-rate", "entity_name": "Washington Judgment Interest Rate", "metric": "annual_rate", "value": 8.75, "value_text": "8.75%", "unit": "percent_per_annum", "effective_date": "2026-07-08", "source_id": "wa-rcw", "source_url": "https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.110", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under RCW 4.56.110 (amended 2019): judgments on a written contract carry the contract’s rate; tort judgments and the general catch-all carry a rate tied to the federal prime rate (Fed H.15) — currently about 8.75%. Simple interest. Verify the current rate at app.leg.wa.gov and the Fed H.15 prime; not legal advice." }, { "entity": "washington-prejudgment-rate", "entity_name": "Washington Prejudgment Interest Rate", "metric": "annual_rate", "value": 12, "value_text": "12%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "wa-prejud", "source_url": "https://app.leg.wa.gov/rcw/default.aspx?cite=19.52.010", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under RCW 19.52.010(1) — 12% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Washington’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "west-virginia-judgment-rate", "entity_name": "West Virginia Judgment Interest Rate", "metric": "annual_rate", "value": 6.25, "value_text": "6.25%", "unit": "percent_per_annum", "effective_date": "2026-01-01", "source_id": "wv-jud", "source_url": "https://www.courtswv.gov/public-resources/news-publications/press-page/press-releases/supreme-court-sets-2026-interest-rate", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under W. Va. Code § 56-6-31, currently 6.25% (as of January 1, 2026). 2 percentage points above the Fifth Federal Reserve District SECONDARY DISCOUNT rate in effect on January 2 of the year the judgment/decree is entered, with a statutory floor… Simple interest. Formula and rate apply to both (unified by 2017 amendment eff. Jan 1, 2018) — pre-judgment keyed to the rate on Jan 2 of the year the CAUSE OF ACTION… Verify the current value at courtswv.gov; not legal advice." }, { "entity": "west-virginia-prejudgment-rate", "entity_name": "West Virginia Prejudgment Interest Rate", "metric": "annual_rate", "value": 6.25, "value_text": "6.25%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "wv-prejud", "source_url": "https://code.wvlegislature.gov/56-6-31/", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Prejudgment interest under W. Va. Code § 56-6-31(b) — 6.25% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from West Virginia’s post-judgment rate; availability is limited by claim type (see the page). Current formula value as of 2026-07-09; verify at code.wvlegislature.gov. Not legal advice." }, { "entity": "wisconsin-judgment-rate", "entity_name": "Wisconsin Judgment Interest Rate", "metric": "annual_rate", "value": 7.75, "value_text": "7.75%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "wi-jud", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/815.05(8", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "medium", "method": "statute-variable", "notes": "Post-judgment interest under Wis. Stat. § 815.05(8), currently 7.75% (as of July 9, 2026). Annual rate = 1% + prime rate. Prime rate is the bank prime loan rate published by the Federal Reserve Board in statistical release H.15… Simple interest. § 815.05(8) governs POST-judgment interest (from date of entry until paid); prejudgment interest on the verdict/costs is under § 814.04(4), which… Verify the current value at docs.legis.wisconsin.gov; not legal advice." }, { "entity": "wisconsin-prejudgment-rate", "entity_name": "Wisconsin Prejudgment Interest Rate", "metric": "annual_rate", "value": 5, "value_text": "5%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "wi-prejud", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/138/04", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under Wis. Stat. 138.04 — 5% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Wisconsin’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." }, { "entity": "wyoming-judgment-rate", "entity_name": "Wyoming Judgment Interest Rate", "metric": "annual_rate", "value": 10, "value_text": "10%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "wy-jud", "source_url": "https://wyoleg.gov/statutes/compress/title01.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Post-judgment interest under Wyo. Stat. Ann. 1-16-102 — 10% per year, fixed by statute (simple interest). POST-judgment only (this statute governs interest on decrees/judgments from date of rendition; prejudgment interest is a separate common-law/contract… Verify against the statute; not legal advice." }, { "entity": "wyoming-prejudgment-rate", "entity_name": "Wyoming Prejudgment Interest Rate", "metric": "annual_rate", "value": 7, "value_text": "7%", "unit": "percent_per_annum", "effective_date": "2026-07-09", "source_id": "wy-prejud", "source_url": "https://wyoleg.gov/statutes/compress/title40.pdf", "retrieved_at": "2026-07-10T02:55:46.419Z", "confidence": "high", "method": "statute-fixed", "notes": "Prejudgment interest under Wyo. Stat. Ann. Sec. 40-14-106(e) — 7% (simple interest). This is PREjudgment interest (accruing before entry of judgment) and is separate from Wyoming’s post-judgment rate; availability is limited by claim type (see the page). Verify against the statute text. Not legal advice." } ] } }