{
  "api_version": "v1",
  "generated_at": "2026-07-10T02:55:46.441Z",
  "attribution": "Source values are U.S. federal government works (public domain). Compiled by StatuteRates.",
  "license": "Compiled dataset offered for reference; values trace to official public-domain sources (see each record).",
  "data": {
    "generated_at": "2026-07-10T02:55:46.441Z",
    "slug": "new-york-consumer-debt-judgment-rate",
    "name": "New York Consumer-Debt Judgment Interest Rate",
    "entity_type": "rate_series",
    "jurisdiction": "US",
    "region": "US States",
    "locale": null,
    "metadata": {
      "state": "NY",
      "statute": "CPLR 5004(b)",
      "basis": "statute-fixed"
    },
    "metrics": [
      "annual_rate"
    ],
    "latest": {
      "annual_rate": {
        "metric": "annual_rate",
        "value": 2,
        "value_text": "2%",
        "unit": "percent_per_annum",
        "effective_date": "2022-04-30",
        "source_id": "ny-senate",
        "source_url": "https://www.nysenate.gov/legislation/laws/CVP/5004",
        "retrieved_at": "2026-07-10T02:55:46.419Z",
        "confidence": "high",
        "method": "statute-fixed",
        "notes": "CPLR 5004 as amended by the Fair Consumer Judgment Interest Act (L.2021 ch.831, eff. Apr 30, 2022): 2% per annum where a natural person is a defendant in an action arising out of consumer debt (obligations from transactions primarily for personal, family or household purposes). Also applies from Apr 30, 2022 forward to the unpaid portion of earlier consumer-debt judgments. Verify against the statute; not legal advice."
      }
    },
    "history": {
      "annual_rate": [
        {
          "metric": "annual_rate",
          "value": 2,
          "value_text": "2%",
          "unit": "percent_per_annum",
          "effective_date": "2022-04-30",
          "source_id": "ny-senate",
          "source_url": "https://www.nysenate.gov/legislation/laws/CVP/5004",
          "retrieved_at": "2026-07-10T02:55:46.419Z",
          "confidence": "high",
          "method": "statute-fixed",
          "notes": "CPLR 5004 as amended by the Fair Consumer Judgment Interest Act (L.2021 ch.831, eff. Apr 30, 2022): 2% per annum where a natural person is a defendant in an action arising out of consumer debt (obligations from transactions primarily for personal, family or household purposes). Also applies from Apr 30, 2022 forward to the unpaid portion of earlier consumer-debt judgments. Verify against the statute; not legal advice."
        }
      ]
    }
  }
}